Questions to Ask Yourself When Choosing a Credit Card

  • FrankN
  • FrankN's Avatar Topic Author
  • Offline
  • Blogger & Researcher
  • Blogger & Researcher
  • Posts: 1208

Replied by FrankN on topic Questions to Ask Yourself When Choosing a Credit Card

Has anyone recently applied for a new credit card?
5 years 1 month ago #1
  • FrankN
  • FrankN's Avatar Topic Author
  • Offline
  • Blogger & Researcher
  • Blogger & Researcher
  • Posts: 1208

Replied by FrankN on topic Questions to Ask Yourself When Choosing a Credit Card

Very good questions! I hope people are getting them just to chase the physical card appearance!
5 years 8 months ago #2
  • Posts: 1265

Replied by Wanderer on topic Questions to Ask Yourself When Choosing a Credit Card

Do I really need or want the card long term? Is it I am grabbing a sub or chasing the physical card appearance (not so much anymore since we generally don't share our cards with clerks or cashiers). Or, maybe I just applied to see if I could qualify?
5 years 8 months ago #3
  • FrankN
  • FrankN's Avatar Topic Author
  • Offline
  • Blogger & Researcher
  • Blogger & Researcher
  • Posts: 1208

Replied by FrankN on topic Questions to Ask Yourself When Choosing a Credit Card

If you do not plan to pay off the credit card every month, you also want to ask what the interest rate is?
5 years 8 months ago #4
  • FrankN
  • FrankN's Avatar Topic Author
  • Offline
  • Blogger & Researcher
  • Blogger & Researcher
  • Posts: 1208

Questions to Ask Yourself When Choosing a Credit Card was created by FrankN

(1) How much is the annual fee?
(2) What exactly are the rewards?
(3) What is the sign-on bonus?
(4) What is my credit limit?

Does anyone have anything else to add?
6 years 1 month ago #5