Agreed and that was one reason I brought it up. My friends have been telling me that plan to use this for all of their financing going forward. I told them to make sure they knew about the institution and company before they put a lot of their money in it.

Would do some solid research on the use of the providers you mention. Varying opinions are floating in the market place. As I always tell every one, you can't have too much caution today.

Does anyone use their credit card through app payments such as venmo or PayPal?