Anyone else willing to share the first credit card story?

I got my first credit card when I was 22 and suddenly found myself feeling financially free ,but I truly was heading towards big trouble.This I found out after making about three bills.It was then that I learned the use of credit card and its significance.

i was 18 when i got my first credit card.It was an hsbc cc and i am still using it.Earlier i was a little bit hesitant to use it as i was afraid of loosing it.

I think 18 is way too young personally. A kid doesn't learn fiscal responsibility that early in life, no matter who they know. Money is still money to them -- they don't see it as a future -- just as a present. You can quote me on that one.

i was 18 when i got my first credit card.It was an hsbc cc and i am still using it.Earlier i was a little bit hesitant to use it as i was afraid of loosing it.

I was 23 when I got my first credit card. I was working at Sears and was using my discount because my dad was asking me to pick up stuff for him and decided to get a card because I was sick and tired of running to the bank or carrying my checkbook. My dad would always pay me back for what I picked up for him. About 8 months ago I started to get more credit cards because I will not pay Sears 25% interest and there is no real benifit to using it because I no longer work there.

I got a low limit bank credit card when I was in college. I notice they're still signing up college students -- there's a university near me and I saw a big "special signup" booth up there the other day.

I don't remember if it was a Sears card or not. I know it wasn't one of the big ones because my family was coming out of bankruptcy at the time. I think it was a Sears card, because I remember buying a word processor and a VCR with it way back when, maybe 1984 or 1985, but I was 20 years old. I was still fiscally responsible. Not anymore though, hehe.

Mines was $200. However, it needs to be connected to a computer to work, it's not a standalone keyboard, it's a controller!

the keyboard had cost about 400 dollars and it did just about everything but unfortunately the musical moment i had did not last and off to the pawn shop it went. lol

I'm trying to get into the music field as a profession and I have a keyboard too. But this one is an MIDI 88-key keyboard. I use it to make all kinds of beats. They're not up to par but practice makes perfect right?

Eugene, did you end up paying back your MW card for that keyboard? lol

ohhh yeah i paid it back and i started kicking myself afterwards lol.... a lesson well learned on my part.

Eugene, did you end up paying back your MW card for that keyboard? lol

i got approved for a Montgomery ward card in 1985 with a 700 cl and bought the most ridiculous item(for me anyway) the first day i got the card. i bought a casio keyboard that i played with for about an hour and wounded up taking it to the pawn shop the same day i got it. lol

Thanks hjm331!!

Happylady, feel free to ask us any question that you'd like! We're always here to help you out! Don't ever second guess our willingness to help!