"Lets See"
Total VISA® Unsecured Credit Card Review
Written by: arizz75474 on 2009-01-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
arizz75474's review: 
I have about 10 negative accounts and owe around 23k in debt 90% of them are over 2 years old I am just trying to rebuild my credit I have this card and continental credit I just got approved for orchard as well so we will see how it works out no complaints yet. Does anyone know how long it takes to move 100 points if you are making payments on time and keeping balances low?
EQ 502, EF 495
I have about 10 negative accounts and owe around 23k in debt 90% of them are over 2 years old I am just trying to rebuild my credit I have this card and continental credit I just got approved for orchard as well so we will see how it works out no complaints yet. Does anyone know how long it takes to move 100 points if you are making payments on time and keeping balances low?EQ 502, EF 495
2 Comments
Comment 1 by brownfox79
Let's See 
on 2009-01-24
I think you could reach 100 pts or at least 85 to 90 pts after 9 to 11 months (less than 1yr) of on time payments, no new credit, and low utilization. I believe you can make it happen.
on 2009-01-24 I think you could reach 100 pts or at least 85 to 90 pts after 9 to 11 months (less than 1yr) of on time payments, no new credit, and low utilization. I believe you can make it happen.
Comment 2 by arizz75474
3 Month Update on 2009-02-12
I have had this card for 3 months now, and it is one of the best ones I have. The credit limit is low and the fees are kind of steep but for credit recovery it has been great so far. Online payements are free(can only be made every 14 days you must pay to make one in between) and they post to my CC account within 1 business day. CLI are low but free I am looking forward to my first one in 3 more months. I highly recommend this card for anyone looking for a place to start the healing process.
on 2009-02-12 I have had this card for 3 months now, and it is one of the best ones I have. The credit limit is low and the fees are kind of steep but for credit recovery it has been great so far. Online payements are free(can only be made every 14 days you must pay to make one in between) and they post to my CC account within 1 business day. CLI are low but free I am looking forward to my first one in 3 more months. I highly recommend this card for anyone looking for a place to start the healing process.
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Disclaimer: This content is not provided by Mid America Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Mid America Bank & Trust Company. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Mid America Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Mid America Bank & Trust Company. Review content is powered by Finance Globe.
