"Denied Twice!"
PayPal Extras Credit Card® Review
Written by: nessa on 2007-08-07
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nessa's review: 
I applied for this card again the other night and was denied. Out of all the GEMB cards I cant get this one. I also applied last year but got denied. That's it for me!
I applied for this card again the other night and was denied. Out of all the GEMB cards I cant get this one. I also applied last year but got denied. That's it for me!
3 Comments
Comment 1 by meya
Re: Nessa 
on 2007-08-08
As for right now, forget them. Congrats on your new cards, but slow it down. One more inquiry and you are going to discover that all creditors are going to tell you NO because you have TOO many inquiries! Roll with the ones you have and keep them up for at least two years. Give PayPal a shot after two years and you might have some justice witht them. If you haven't already, subscribe to a credit monitoring agency like Truecredit.com or Mycreditkeeper.com and monitor your report along with your scores, then you will see what I mean. I went on a credit card beng last month and trust me, I lost at least 50 points (altogether) of my hard earned scores. I knew what was going to happen but I applied to help speed up my scores that were slowing down due to, "Not enough credit cards with high limits." Did you enroll in the IM here? Please do so, so that we can correspond better in there. When a new person comes in here, they are going to look at this review and be like, "Ok, what are they talking about and how does this relates to the card itself!". Or, "Financial Globe has members that are sort of on the mental side"... Lol
on 2007-08-08 As for right now, forget them. Congrats on your new cards, but slow it down. One more inquiry and you are going to discover that all creditors are going to tell you NO because you have TOO many inquiries! Roll with the ones you have and keep them up for at least two years. Give PayPal a shot after two years and you might have some justice witht them. If you haven't already, subscribe to a credit monitoring agency like Truecredit.com or Mycreditkeeper.com and monitor your report along with your scores, then you will see what I mean. I went on a credit card beng last month and trust me, I lost at least 50 points (altogether) of my hard earned scores. I knew what was going to happen but I applied to help speed up my scores that were slowing down due to, "Not enough credit cards with high limits." Did you enroll in the IM here? Please do so, so that we can correspond better in there. When a new person comes in here, they are going to look at this review and be like, "Ok, what are they talking about and how does this relates to the card itself!". Or, "Financial Globe has members that are sort of on the mental side"... Lol Comment 2 by nessa
Re: Meya on 2007-08-09
Thank you for the advice and yes I will slow down on the inquiries. I'm tired... LOL But you have been so helpful and this website has been helpgul. My Dillards card I know I really won't be shopping there. To expensive! Basically just trying to have high available limit on my cards,(and not useing them) paying every month on time and just getting my scores up! I will defintely register with IM on here too so we can stay in touch. Thank you again meya
on 2007-08-09 Thank you for the advice and yes I will slow down on the inquiries. I'm tired... LOL But you have been so helpful and this website has been helpgul. My Dillards card I know I really won't be shopping there. To expensive! Basically just trying to have high available limit on my cards,(and not useing them) paying every month on time and just getting my scores up! I will defintely register with IM on here too so we can stay in touch. Thank you again meyaComment 3 by eric
Re:Nessa & Meya on 2007-08-11
Hey Nessa & Meya
This card is not a rebuilding credit type of card. You definitely want to be established when applying. Credit lines stream from $300-$10k generally.
Eric
on 2007-08-11 Hey Nessa & MeyaThis card is not a rebuilding credit type of card. You definitely want to be established when applying. Credit lines stream from $300-$10k generally.
Eric
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
