"Third Card"
Direct Rewards Platinum® Review
Written by: patrick12 on 2008-11-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patrick12's review: 
I have applied for a regular Discover card and have been offered and approved for three of these cards in a three month period, so far I have been allowed to combine them, giving me a combined credit line of $900.00 with a waived annual fee of $59.00! It really pays to Discover with HSBC! Happy Holidays
I have applied for a regular Discover card and have been offered and approved for three of these cards in a three month period, so far I have been allowed to combine them, giving me a combined credit line of $900.00 with a waived annual fee of $59.00! It really pays to Discover with HSBC! Happy Holidays
4 Comments
Comment 1 by thomas1
Direct Rewards 
on 2008-11-21
Did you combine 3 HSBC discover accounts together?
I know you can have a max of 3 cards with HSBC. That was a smart decision in my opinion. Who needs 3 separate same brand accounts with $300 each. You did good in combining them into one, and saving all those AF's
on 2008-11-21 Did you combine 3 HSBC discover accounts together?I know you can have a max of 3 cards with HSBC. That was a smart decision in my opinion. Who needs 3 separate same brand accounts with $300 each. You did good in combining them into one, and saving all those AF's
Comment 2 by colonative
Yeah But on 2008-11-21
You used three inquiries in a short amount of time. You may want to hold off on that. Maybe if you had waited a little you would have been approved for a real Discover Card.
Just a thought.
on 2008-11-21 You used three inquiries in a short amount of time. You may want to hold off on that. Maybe if you had waited a little you would have been approved for a real Discover Card.Just a thought.
Comment 3 by patrick12
Third Card on 2008-11-22
It really doesn't matter, I have some old chargeoffs and a TU Score of 471, Equifax 481, Experian 568, but I have 7 good trade lines I just need to let them age, after 1 year the bureaus don't look at inquires that are a year old anyway, but I will wait, just wanted to share my story
on 2008-11-22 It really doesn't matter, I have some old chargeoffs and a TU Score of 471, Equifax 481, Experian 568, but I have 7 good trade lines I just need to let them age, after 1 year the bureaus don't look at inquires that are a year old anyway, but I will wait, just wanted to share my story
Comment 4 by wanderer
Discover on 2008-11-23
Received my reject from Discover. Expected it to single out the BK.
on 2008-11-23 Received my reject from Discover. Expected it to single out the BK.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Direct Merchants Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Direct Merchants Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Direct Merchants Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Direct Merchants Bank. Review content is powered by Finance Globe.
