"Another Card Under My Belt! (help)"
Macy's Credit Card® Review
Written by: bigty914 on 2008-10-24
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bigty914's review: So u... I made another post a few weeks back... When I got a approval for Kay Jewlers..
I went to macys to buy some shoes... Not looking to get a card... And they sales rep offered...30% off if I was approved... I said no 3 times... Lol... Cuz I was scared I get denied... And my credit messes up cuz of points..
But I was approved... Another low cl...
But now I'm starting to feel like my credit is getting better...
My Cards
Orchard Bank Gold
Kays
Macys
I went to macys to buy some shoes... Not looking to get a card... And they sales rep offered...30% off if I was approved... I said no 3 times... Lol... Cuz I was scared I get denied... And my credit messes up cuz of points..
But I was approved... Another low cl...
But now I'm starting to feel like my credit is getting better...
My Cards
Orchard Bank Gold
Kays
Macys
8 Comments
Comment 1 by charonh
Congratulations! on 2008-10-24
You'll love the card and all the benefits it has to offer. Make sure you pay on time, don't go over the limit and they will increase your credit line in no time. You go it just in time for the Holidays, lucky you!
You'll love the card and all the benefits it has to offer. Make sure you pay on time, don't go over the limit and they will increase your credit line in no time. You go it just in time for the Holidays, lucky you!
Comment 2 by colonative
Macy's on 2008-10-24
Congratulations. Macy's gives out great coupons and special sales to Macy's cardholders.
Congratulations. Macy's gives out great coupons and special sales to Macy's cardholders.
Comment 3 by _leo_
Congratulations!! on 2008-10-25
Congratulations on your new card! Could you let us know what ur scores are so I know or others know if we could get the same! Thank you!!
Congratulations on your new card! Could you let us know what ur scores are so I know or others know if we could get the same! Thank you!!
Comment 4 by thomas1
Macy's on 2008-10-25
Congrats on your approval!! Macy's is good to its cardholders and it will come in handy with Christmas around the corner.
I hear they are pretty good with the CLI's every 3 months or so.
Enjoy your card!
Congrats on your approval!! Macy's is good to its cardholders and it will come in handy with Christmas around the corner.
I hear they are pretty good with the CLI's every 3 months or so.
Enjoy your card!
Comment 5 by meya
Oh Yeeees! on 2008-10-25
Macy's in the house. You go with ya bad self. This is a good card to have, we know you are going to be happy with it.
Macy's in the house. You go with ya bad self. This is a good card to have, we know you are going to be happy with it.
Comment 6 by trayce1519
CLI Sucks When You Open Up Onlin on 2008-10-27
Called customer service and asked for an increase. Was told that because I opened my account online they will do ANOTHER hard pull on my credit. And then would only be able to get 100 increase at a time. This sucks
Called customer service and asked for an increase. Was told that because I opened my account online they will do ANOTHER hard pull on my credit. And then would only be able to get 100 increase at a time. This sucks
Comment 7 by meya
What? on 2008-10-27
Never heard this before. Well because I still have faith and love for them, try going into the store and asking for one. They have better identity of you and the cli's are real good. I just went into the store and applied for a cli a couple of months ago, and "Baaam" $500 for me. Give it a try and let us know what happen.
I hope you did not take the hard hit, I don't see why they would do that to you anyway. I wonder if that was new rep that you were talking with! Hummm, it is something to think about.
Never heard this before. Well because I still have faith and love for them, try going into the store and asking for one. They have better identity of you and the cli's are real good. I just went into the store and applied for a cli a couple of months ago, and "Baaam" $500 for me. Give it a try and let us know what happen.
I hope you did not take the hard hit, I don't see why they would do that to you anyway. I wonder if that was new rep that you were talking with! Hummm, it is something to think about.
Comment 8 by mark
Call Every 3 Months on 2008-10-27
Again... CALL every 3 months, preferrable the store located on the store which will automatically connect you to the customer rep..
they give good CLI every 3 months..
started with 600... Then after 3 months got 700 more = $1,300
then after 3.5 months got $1500 = $2, 800
and I don't think they do any hard pull..
when you call, ask if you're already eligible for a credit limit increase..
again 3 months!!
Again... CALL every 3 months, preferrable the store located on the store which will automatically connect you to the customer rep..
they give good CLI every 3 months..
started with 600... Then after 3 months got 700 more = $1,300
then after 3.5 months got $1500 = $2, 800
and I don't think they do any hard pull..
when you call, ask if you're already eligible for a credit limit increase..
again 3 months!!
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.