"Excellent Card"
Delta SkyMiles® Gold American Express Card Review
Written by: anonymous on 2007-07-18
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
anonymous's review: 
FICO of 600+ Required Only, No Bankruptcies to apply.
FICO of 600+ Required Only, No Bankruptcies to apply.
6 Comments
Comment 1 by gizmocruz
ALSO NO RECENT BADDIES 
on 2007-11-14
I had a couple of baddies on my Experian, but as long as they are AT LEAST two years old and you haven't filed bankruptcy, you have a shot at getting this card. Usually, it is a toy limit, but if you take care of it, AMEX will take very good care of you down the road.
on 2007-11-14 I had a couple of baddies on my Experian, but as long as they are AT LEAST two years old and you haven't filed bankruptcy, you have a shot at getting this card. Usually, it is a toy limit, but if you take care of it, AMEX will take very good care of you down the road.
Comment 2 by missmam
BK on 2007-11-14
Anyone applying for this card may want to check this site out also... Http://creditboards.com/forums/index.php? Autocom=creditpulls&code=do_search&creditor=amex%20delta&col=&order=&st=0
on 2007-11-14 Anyone applying for this card may want to check this site out also... Http://creditboards.com/forums/index.php? Autocom=creditpulls&code=do_search&creditor=amex%20delta&col=&order=&st=0
Comment 3 by paula
This Is The Only Card That I Use. on 2007-11-14
I got this card back in September with a measly $1K limit. After toying around on the AMEX website, I found a Request Credit Limit button imbedded in the Account Services tab. I was curious so I clicked on the request credit limit link and filled out the requested information. (It will ask you how much of an increase you are requesting and other questions) I put that I wanted a new limit of $5K and viola, the increase was granted immediately. I had only had the card for about three weeks before doing this. Not sure if it will work for everyone but theres no harm in giving it a try.
on 2007-11-14 I got this card back in September with a measly $1K limit. After toying around on the AMEX website, I found a Request Credit Limit button imbedded in the Account Services tab. I was curious so I clicked on the request credit limit link and filled out the requested information. (It will ask you how much of an increase you are requesting and other questions) I put that I wanted a new limit of $5K and viola, the increase was granted immediately. I had only had the card for about three weeks before doing this. Not sure if it will work for everyone but theres no harm in giving it a try.
Comment 4 by missmam
RE: Paula on 2007-11-15
Did they do another hard pull on one of your credit reports for the increase or was it a soft pull?
on 2007-11-15 Did they do another hard pull on one of your credit reports for the increase or was it a soft pull?
Comment 6 by missmam
Paula on 2007-11-15
How long was it after you got the card did you request a limit increase. I don't what my limit is yet. I should get the card in about 7 days, but if it's a 1k limit... I need more... Lol:)
on 2007-11-15 How long was it after you got the card did you request a limit increase. I don't what my limit is yet. I should get the card in about 7 days, but if it's a 1k limit... I need more... Lol:)
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
