"Not A Bad Card Or Rate"
Wal-Mart® Discover® Card Review
Written by: sassy on 2008-09-06
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sassy's review: 
I applied for this card and was approved my APR is 5.9% with a credit score of 742 from TU. Credit limit on this card is $2000. I have a regular Discover card as well with a limit of $4600. I have a total of 7 CC and store cards. I'm 22 going on 23 and actually respect my credit rating making sure I can pay more than minimum due monthly if I can't afford to pay them off completely.
Hopefully guarding my credit and building it as my parents taught me will pay off when I go for a mortgage here with in the next year. I'm married and my husbands credit is in the john but with me working and maintaining my personal credit I'm hoping his won't affect buying a house in my name.
I applied for this card and was approved my APR is 5.9% with a credit score of 742 from TU. Credit limit on this card is $2000. I have a regular Discover card as well with a limit of $4600. I have a total of 7 CC and store cards. I'm 22 going on 23 and actually respect my credit rating making sure I can pay more than minimum due monthly if I can't afford to pay them off completely. Hopefully guarding my credit and building it as my parents taught me will pay off when I go for a mortgage here with in the next year. I'm married and my husbands credit is in the john but with me working and maintaining my personal credit I'm hoping his won't affect buying a house in my name.
2 Comments
Comment 1 by yoyo11
Welcome To The Board 
on 2008-09-06
I know my friend had good credit and her husband didn't. They got a house in her name only. I think they did take his income into consideration. Not sure.
Well, welcome to the site and with your knowledge your spouse scores will be jumping just like yours...
Good luck!!
on 2008-09-06 I know my friend had good credit and her husband didn't. They got a house in her name only. I think they did take his income into consideration. Not sure.Well, welcome to the site and with your knowledge your spouse scores will be jumping just like yours...
Good luck!!
Comment 2 by colonative
Sprawl-Mart on 2008-09-07
I noticed they are offering 0% for 12 months on purchases totaling $250 and more-not a bad tool.
With the housing industry in trouble right now, you might want to have your husband take a look at this site, anything he can do now to improve his credit will help your chances of buying a home next year.
Good luck
~ColoNative
on 2008-09-07 I noticed they are offering 0% for 12 months on purchases totaling $250 and more-not a bad tool.With the housing industry in trouble right now, you might want to have your husband take a look at this site, anything he can do now to improve his credit will help your chances of buying a home next year.
Good luck
~ColoNative
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Disclaimer: This content is not provided by GE Money. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by GE Money. Review content is powered by Finance Globe.
