"Apply In Store"
My Best Buy® Credit Card Review
Written by: vms on 2008-09-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
vms's review: 
I applied in the store after reading reviews. This was helpful because it allowed me to ensure I was getting Best Buy Card and not Best Buy Visa. Also, it allowed me the opportunity to state how much I planned on spending in store that date and sure enough - my credit limit of 2000 exactly matches what I planned to spend! Would recommend applying this way.
I applied in the store after reading reviews. This was helpful because it allowed me to ensure I was getting Best Buy Card and not Best Buy Visa. Also, it allowed me the opportunity to state how much I planned on spending in store that date and sure enough - my credit limit of 2000 exactly matches what I planned to spend! Would recommend applying this way.
5 Comments
Comment 1 by cireone
BEST BUY 
on 2008-09-04
For most people, it works applying in-store. As for me, Ive been approved for the BestBuy Mastercard a year ago but it has a bad CL and AF. So I decided to apply for the store card, in the store. Well, I was disapproved for reasons that were on my report since getting the MasterCard. IDK, but I would really like the store card for the higher CL and no AF.
on 2008-09-04 For most people, it works applying in-store. As for me, Ive been approved for the BestBuy Mastercard a year ago but it has a bad CL and AF. So I decided to apply for the store card, in the store. Well, I was disapproved for reasons that were on my report since getting the MasterCard. IDK, but I would really like the store card for the higher CL and no AF.
Comment 2 by colonative
Promo on 2008-09-04
Did you apply for a promo? I believe they are offering 0% on purchases totaling $699 and up, and 0% for 3 years on TV's $999 and up.
Congratulations and good luck
on 2008-09-04 Did you apply for a promo? I believe they are offering 0% on purchases totaling $699 and up, and 0% for 3 years on TV's $999 and up.Congratulations and good luck
Comment 3 by meya
Cool on 2008-09-04
Glad to hear of all approvals! With my luck, they denied me online and would not reconsider when I called them.
on 2008-09-04 Glad to hear of all approvals! With my luck, they denied me online and would not reconsider when I called them.
Comment 4 by cireone
BEstBuy on 2008-09-05
WEll when I applied in store, it was just to get the card. I had already bought dvds, and a cd, and then thought about what everyone has been doing to get approved. WOuld my chances have been better if I was to acutally buy something big????? The world will never know. I just didn't want to be embarrassed of having the merchandise rung up then not being approved as I had no means of buying a $700 computer that day. But as I say it maybe wasn't meant to be if I was not approved.
on 2008-09-05 WEll when I applied in store, it was just to get the card. I had already bought dvds, and a cd, and then thought about what everyone has been doing to get approved. WOuld my chances have been better if I was to acutally buy something big????? The world will never know. I just didn't want to be embarrassed of having the merchandise rung up then not being approved as I had no means of buying a $700 computer that day. But as I say it maybe wasn't meant to be if I was not approved.
Comment 5 by cfmdev49
Congrats On The Best Buy Card! on 2008-09-05
Got approved for that card myself a couple of weeks ago... Best buy is a pretty nice store and they always have good deals... Enjoy the card...
on 2008-09-05 Got approved for that card myself a couple of weeks ago... Best buy is a pretty nice store and they always have good deals... Enjoy the card...
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
