"AMEX Blue Approved!!"
Blue from American Express® Review
Written by: theredsox on 2008-09-01
Overall Satisfaction
Customer Service
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theredsox's review: 
I went to the AMEX website and used their prequalified feature. I wanted the AMEX Blue but wanted to make sure that I would qualify for it before I applied.
The website came back and told me I was prequalified for the AMEX Gold with the $125 AF!! Not the card that I wanted, so I decided to just apply for the AMEX Blue anyway.
I was approved instantly with a good APR (8.99%), but a very low credit limit. Not sure why they did not approve me for a higher credit line, my credit is good and my income well more than adequate. The minimum credit line on any of my cards is $9000. My highest credit limit is now $24,500 on my new BOA US Airways Visa that I was approved for.
In any event, I'm happy that I was approved for this card and plan to use it for traveling. I will be careful though having read the reviews of credit limits being cut without warning.
I'll update at a later date with my experiences with this card.
I went to the AMEX website and used their prequalified feature. I wanted the AMEX Blue but wanted to make sure that I would qualify for it before I applied. The website came back and told me I was prequalified for the AMEX Gold with the $125 AF!! Not the card that I wanted, so I decided to just apply for the AMEX Blue anyway.
I was approved instantly with a good APR (8.99%), but a very low credit limit. Not sure why they did not approve me for a higher credit line, my credit is good and my income well more than adequate. The minimum credit line on any of my cards is $9000. My highest credit limit is now $24,500 on my new BOA US Airways Visa that I was approved for.
In any event, I'm happy that I was approved for this card and plan to use it for traveling. I will be careful though having read the reviews of credit limits being cut without warning.
I'll update at a later date with my experiences with this card.
2 Comments
Comment 1 by eldarwen
Congrats 
on 2008-09-02
On your new card! What is your limit for the Amex Blue? To help prevent Amex from handing out an Adverse Action, I would recommend that you keep your balance low on this card and all others, and to pay Amex in full every month.
on 2008-09-02 On your new card! What is your limit for the Amex Blue? To help prevent Amex from handing out an Adverse Action, I would recommend that you keep your balance low on this card and all others, and to pay Amex in full every month.
Comment 2 by colonative
Congrats, Me Too! on 2008-09-02
I was just approved yesterday for mine. 0% on purchases for 15 months then 10.99% thereafter. I wonder why I did not get the 8.99%... But I received a decent credit line of $10,500.
Bank Of America's cards are basically handled by MBNA now and MBNA was notorious for giving out excessive credit limits. BofA just increased my Visa to $19,000.
So, what did AMEX give you as a credit line? How many months of 0% on purchases did you get?
on 2008-09-02 I was just approved yesterday for mine. 0% on purchases for 15 months then 10.99% thereafter. I wonder why I did not get the 8.99%... But I received a decent credit line of $10,500.Bank Of America's cards are basically handled by MBNA now and MBNA was notorious for giving out excessive credit limits. BofA just increased my Visa to $19,000.
So, what did AMEX give you as a credit line? How many months of 0% on purchases did you get?
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
