"Approved"
Household Bank Platinum MasterCard® Review
Written by: rsty99 on 2008-08-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rsty99's review: 
I got this card as a Ameriquest rewards card but then was changed to this Platinum card due to their relationship changed. I have cl $1100 and have had no problems. Trying to rebuild credit from a layoff a few years ago.
I got this card as a Ameriquest rewards card but then was changed to this Platinum card due to their relationship changed. I have cl $1100 and have had no problems. Trying to rebuild credit from a layoff a few years ago.
6 Comments
Comment 1 by meya
Cool 
on 2008-08-27
Thanks for sharing your info about this card, it will benefit the next person who reads about it. I have one question, what are your annual fees for this card and the APR? It will be so helpful to us if you can the answers, thanks!
on 2008-08-27 Thanks for sharing your info about this card, it will benefit the next person who reads about it. I have one question, what are your annual fees for this card and the APR? It will be so helpful to us if you can the answers, thanks!
Comment 2 by thomas1
Hi on 2008-08-27
Would you mind repostsing your scores again for others who may be interested in this card?
Thanks
on 2008-08-27 Would you mind repostsing your scores again for others who may be interested in this card?Thanks
Comment 3 by arod
Great Card For Rebuild. on 2008-08-27
This card is good for rebuild good luck to you. I had this card but I closed it because they refused to raise my credit line and I had this card for a year.
But over all they are good,
Again good luck to you.
Alex
on 2008-08-27 This card is good for rebuild good luck to you. I had this card but I closed it because they refused to raise my credit line and I had this card for a year.But over all they are good,
Again good luck to you.
Alex
Comment 4 by rsty99
Answer To Some Of Your Questions on 2008-08-28
FICO is 642 and no annual fee on any of my cards
on 2008-08-28 FICO is 642 and no annual fee on any of my cards
Comment 5 by wanderer
HSBC Platinum Mastercard on 2008-09-21
Recently requested a Credit Line Increase on my three year old HSBC Platinum Mastercard (opened 2005). The customer service representative got me a $1,000 increase by phone up to $4,000. Requested a second increase and HSBC hit two credit bureaus with hard hits and denied me. HSBC is tight on CLI's! FICO Scores were TU 707 EX 707 EQ 697.
on 2008-09-21 Recently requested a Credit Line Increase on my three year old HSBC Platinum Mastercard (opened 2005). The customer service representative got me a $1,000 increase by phone up to $4,000. Requested a second increase and HSBC hit two credit bureaus with hard hits and denied me. HSBC is tight on CLI's! FICO Scores were TU 707 EX 707 EQ 697.
Comment 6 by thomas1
CONGRATS on 2008-09-21
HSBC can be finiky on cli's, but be very careful, you've applied to several banks and stores. Your scores are going to take a big hit now, especially with HSBC pulling out 2 hard hits. I would settle for now, and get some real history under your belt. In time, your scores will rebound, but applying for more credit now will more than likely result in denials.
Seems like you've had a lot of terrific success, good luck!
on 2008-09-21 HSBC can be finiky on cli's, but be very careful, you've applied to several banks and stores. Your scores are going to take a big hit now, especially with HSBC pulling out 2 hard hits. I would settle for now, and get some real history under your belt. In time, your scores will rebound, but applying for more credit now will more than likely result in denials.Seems like you've had a lot of terrific success, good luck!
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
