"Good Credit Card"
Orchard Bank Low APR MasterCard® Review
Written by: meya on 2007-07-08
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
meya's review: 
This is a good credit card especially for poor credit. When I hit rock bottom (FICO score 520) Orchard Bank picked me right back up off my feet with $300 unsecured credit limit. The only bad side is that you only get 200 credit limit increases every 6-8 months. If you request a credit limit between then, you will only receive $100 minus $25 charge for the increase. The interest rate is about 23% and they have not lowered mines in about 4 years.
This is a good credit card especially for poor credit. When I hit rock bottom (FICO score 520) Orchard Bank picked me right back up off my feet with $300 unsecured credit limit. The only bad side is that you only get 200 credit limit increases every 6-8 months. If you request a credit limit between then, you will only receive $100 minus $25 charge for the increase. The interest rate is about 23% and they have not lowered mines in about 4 years.
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
