"Another Big Annual Fee.."

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Written by: mommyinok on 2008-08-11

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mommyinok's review: Callout Comment I hate the fees but need the TL to build credit... Such is life!

7 Comments

Comment 1 by shark6
Details Please User Icon on 2008-08-11

Remarks Can you tell us the terms? I. E. Limit, apr, fees, your FICO scores, w hich one they pulled? Etc
Comment 2 by mommyinok
Astronomical Fees User Icon on 2008-08-11

Remarks 200 one time fee, 50 annual fee and I believe 29.9% APR. I got this card before I really researched the better "sbuprime" cards.
Comment 3 by meya
Repeat From Salute User Icon on 2008-08-11

Remarks Glad to hear of any approval regardless of the card. If you plan on leaving them, don't wait years because your scores will depend on it. Before you try another card with high fees, try these first:

1. Cap 1

2. Orchard

3. Travelocity

4. Hooter's

Keep us posted with your overal usage of this card in the network or in the comments of this card. Thanks for sharing your info.
Comment 4 by hjm331
Meya Is Right User Icon on 2008-08-11

Remarks Apply for cards that don't stick you with ridiculous up-front fees at approval and apply for better sub-prime cards that you can keep in the long run due to history.
Comment 5 by mrrob
Congrats User Icon on 2008-08-13

Remarks Congrats on getting this card BUT, if you can get a cap 1, orchard or HSBC you will be better off. The fees that come with this card are outrageous. Take care and good luck
Comment 6 by shark6
Usurious Terms User Icon on 2008-08-20

Remarks This is high way robbery. I think even First Premiere may be better than this. But definitely, Orchard, Cap1, HSBC etc. What type of Fico scores do u have?
Comment 7 by mommyinok
No Premier User Icon on 2008-08-27

Remarks I don't like First Premiere at all! I have Tribute, Salute, Orchard and Continental. No secured cards. However I cannot get Cap 1 which I hear is crap anyway so maybe I am better off?
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