"6 Months"
CorTrust Bank MasterCard® Review
Written by: vingstar on 2008-08-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
vingstar's review: I've had this card for 6 months. I like it & I'm wondering at what point in time do they do a credit limit increase? It's still at the limit I started with-$250.
6 Comments
Comment 1 by pamela2
Hi Vingstar on 2008-08-09
I have this card 2 but I'm not at my 6 month mark yet so if you don't care please let me know if they give you a credit limit increase and how much? K? And if it is at the 6 month mark? thanks pamela!
I have this card 2 but I'm not at my 6 month mark yet so if you don't care please let me know if they give you a credit limit increase and how much? K? And if it is at the 6 month mark? thanks pamela!
Comment 2 by meya
Busted on 2008-08-10
I knew you applied for another credit card... Lol! Well since we shut down the old club, I can't inforce punishment... Lol Add it to the application statuses sis.
I knew you applied for another credit card... Lol! Well since we shut down the old club, I can't inforce punishment... Lol Add it to the application statuses sis.
Comment 3 by brian23
Vingstar... on 2008-08-10
Did you call into customer service and ask about a CLI?
Did you call into customer service and ask about a CLI?
Comment 4 by casey
Answer To Vingstar on 2008-08-10
Your 1st credit line increase should come at the end of of your 6th statement, that is how mine is. At the end of June and December for me. Do you belong to their premium club? You get reviewed twice a year if you do, if not only once a year. I am at $1100 limit now. One of my favorite cards, no complaints... Well, except the fees, but hey they gave me a chance after Chapter 7... So I'm ok with it.
Here is how their CLI's will work:
1st one-$100(you pay for this one. All others are free)
2nd one-$100
3rd one-$150
4th one-$200
5th one-$300
all others $400--to a max credit line of $2500. I called them one day last year to find out, and so far they have been right on. All automatic, you will not have to ask. Great card!!
hope this helps you...
Your 1st credit line increase should come at the end of of your 6th statement, that is how mine is. At the end of June and December for me. Do you belong to their premium club? You get reviewed twice a year if you do, if not only once a year. I am at $1100 limit now. One of my favorite cards, no complaints... Well, except the fees, but hey they gave me a chance after Chapter 7... So I'm ok with it.
Here is how their CLI's will work:
1st one-$100(you pay for this one. All others are free)
2nd one-$100
3rd one-$150
4th one-$200
5th one-$300
all others $400--to a max credit line of $2500. I called them one day last year to find out, and so far they have been right on. All automatic, you will not have to ask. Great card!!
hope this helps you...
Comment 5 by pamela2
Hi on 2008-09-04
Thanks and yes that did help a lot and how much did you have to pay for the first increase?
Thanks and yes that did help a lot and how much did you have to pay for the first increase?
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Disclaimer: This content is not provided by Cortrust Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Cortrust Bank. Review content is powered by Finance Globe.