"Approved"
My Best Buy® Credit Card Review
Written by: casd57 on 2008-08-07
Overall Satisfaction
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Customer Service
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Rewards
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Account Management
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Delivery Time
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casd57's review:
Approved for 300
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12 Comments
Comment 1 by thomas1
CONGRATS
on 2008-08-07
CONGRATS ON YOUR APPROVAL!! Let us know how they treat you.
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Comment 4 by shark6
Congrats
on 2008-08-08
Congrats but Best Buy limits are a joke. Tell me what kind of computer can you get for $300 or flat screen! Circuit City seem to give out higher limits. But then again that is Chase bank vs HSBC
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Comment 6 by islander36
Which Are Bk Friendly Cards?
on 2008-08-08
I would like to know for those who have been approved for retail and major credit cards (except for capital one and HSBC)which are the bk friendly cards?
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Comment 7 by hjm331
RE: Islander
on 2008-08-09
This card is offered by HSBC Retail Services and is a sub-division of HSBC Bank but HSBC R/S is a lot better. They are more generous with their CLI's and report a few days after your statement cuts.
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Comment 8 by hjm331
RE: Islander
on 2008-08-09
I believe GEMB and Merrick Bank who issues the Hooters card are BK friendly.
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Comment 9 by hjm331
RE: Shark6
on 2008-08-09
The Best Buy store card is very generous with CLI's unlike the Best Buy Mastercard. I've had both cards and I love the Best Buy store card but closed the MC because I couldn't stand the way they treated me as a loyal customer.
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Comment 10 by casd57
Sub-prime
on 2008-08-12
Yea I'm only using these subprimes for rebuilding will dump them after about a year...
Been rebuilding my credit for about 3 months...
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Been rebuilding my credit for about 3 months...
Comment 11 by hjm331
RE: CASD57
on 2008-08-12
If the card doesn't have an annual or monthly fee, don't close it. Closing an account with a good amount of history will hurt your score especially when you are rebuilding your credit.
For cards that you don't use, make sure you use it once every 2 months to show activity or else the creditor will close the account for inactivity.
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For cards that you don't use, make sure you use it once every 2 months to show activity or else the creditor will close the account for inactivity.
Comment 12 by hjm331
AU
on 2008-08-14
Does anyone know if the account info gets reported on the AU's credit report? I added my parents as AU's on my account and they didn't ask for a social. The whole idea of me doing this is to help them with utilization and increase their FICO scores.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.