"Quick App & Approval"
Citi® Hilton HHonors® Visa® Signature Card Review
Written by: sethatco on 2008-08-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sethatco's review: 
I already have a Amex and 2 MasterCards and plenty of store & gas cards from Citi but never took a Visa. I got a pre-approval online while paying my bill. The application was only 5 questions. 30 seconds later I was approved for 20k 14.99%APR no AF. I called customer service and told them I leave for China on the 11th and needed the card by then, so they agreed to overnight it, should have it today will update over all experience.
EX 785
TU 773
EQ 780
I already have a Amex and 2 MasterCards and plenty of store & gas cards from Citi but never took a Visa. I got a pre-approval online while paying my bill. The application was only 5 questions. 30 seconds later I was approved for 20k 14.99%APR no AF. I called customer service and told them I leave for China on the 11th and needed the card by then, so they agreed to overnight it, should have it today will update over all experience.EX 785
TU 773
EQ 780
5 Comments
Comment 1 by arod
Congrats!! 
on 2008-08-05
Wow. Great card and great credit line..
I want this card... Man good Luck to you,
Alex
on 2008-08-05 Wow. Great card and great credit line..I want this card... Man good Luck to you,
Alex
Comment 2 by meya
Wow on 2008-08-05
I heard that, now that is what I call business baaebaaay! Nice limit, the way they just treated you makes me feel something good about them even though I am still mad at them... Lol
on 2008-08-05 I heard that, now that is what I call business baaebaaay! Nice limit, the way they just treated you makes me feel something good about them even though I am still mad at them... Lol
Comment 3 by sethatco
A Diffrent Way Of Doing Things on 2008-08-05
Everyone has something bad to say about each bank, I was PO'ed at CITI for a long time, when I got nailed with ID theft my student loan with them went into default because of it and they canceled my credit cards. After a little back and forth they gave in and made it right, now they are one of my go to banks, loans, credit cards, equity lines. It's all how you manage the relationship
on 2008-08-05 Everyone has something bad to say about each bank, I was PO'ed at CITI for a long time, when I got nailed with ID theft my student loan with them went into default because of it and they canceled my credit cards. After a little back and forth they gave in and made it right, now they are one of my go to banks, loans, credit cards, equity lines. It's all how you manage the relationship
Comment 4 by thomas1
CITI on 2008-08-11
It is how you manage your relationship with them. They look at what kind of accounts you have with them also. IE checking, savings, cd's, mortgages, lines of credit, etc.
They have always treated me superbly even when things in my life weren't the greatest, they still helped me.
I worked for them for over 10 years, and one of the things I liked most about Citi was that they didn't just base their approvals or denials on just FICO numbers, they took the whole credit picture into consideration, and how you are managing things now. Most banks just shut the door in your face and say reapply later!
on 2008-08-11 It is how you manage your relationship with them. They look at what kind of accounts you have with them also. IE checking, savings, cd's, mortgages, lines of credit, etc. They have always treated me superbly even when things in my life weren't the greatest, they still helped me.
I worked for them for over 10 years, and one of the things I liked most about Citi was that they didn't just base their approvals or denials on just FICO numbers, they took the whole credit picture into consideration, and how you are managing things now. Most banks just shut the door in your face and say reapply later!
Comment 5 by colonative
Citi Visa on 2008-08-11
Good To see Citi still issues new Visa's. They went totally MasterCard in the late 90's-still are really except for this card or if you are a student.
I miss their old logo too... Love Citibank!
on 2008-08-11 Good To see Citi still issues new Visa's. They went totally MasterCard in the late 90's-still are really except for this card or if you are a student.I miss their old logo too... Love Citibank!
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
