"Upgraded From BOA Plat Plus Visa"
Bank of America® WorldPoints Platinum Plus® Visa® Card Review
Written by: baystate on 2008-07-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
baystate's review: 
I've had the BOA Platinum Plus Visa since 12/07, started with a $2500 CL. I called BOA for another issue and was told that I was eligible for an upgrade to the WorldPoints Plat Plus Visa. They also increased my CL to $3500. I think BOA considers your relationship with them when making these approvals. I've been with BOA for a lot of years; checking, money market etc. They've always treated me very well and I would never bank with anyone else. BTW, my scores are TU 664, EX 672, EQ 666.
I've had the BOA Platinum Plus Visa since 12/07, started with a $2500 CL. I called BOA for another issue and was told that I was eligible for an upgrade to the WorldPoints Plat Plus Visa. They also increased my CL to $3500. I think BOA considers your relationship with them when making these approvals. I've been with BOA for a lot of years; checking, money market etc. They've always treated me very well and I would never bank with anyone else. BTW, my scores are TU 664, EX 672, EQ 666.
8 Comments
Comment 1 by meya
Way To Go 
on 2008-07-28
I am very excited to hear of your new upgrade. Keep us posted in The Network about your overall use of the new card. Nice scores!!!
on 2008-07-28 I am very excited to hear of your new upgrade. Keep us posted in The Network about your overall use of the new card. Nice scores!!!
Comment 2 by hjm331
RE: Baystate on 2008-07-28
Congrats on the new upgrade! I was upgraded to this card from a student Platinum Plus Visa after a year of maintaining a positive payment history. I started with a $750 CL and now I'm at $2,000. It's a great card with a nice rewards program as long as you can take advantage of it.
on 2008-07-28 Congrats on the new upgrade! I was upgraded to this card from a student Platinum Plus Visa after a year of maintaining a positive payment history. I started with a $750 CL and now I'm at $2,000. It's a great card with a nice rewards program as long as you can take advantage of it.
Comment 3 by desihunk17
Good Card on 2008-07-29
I got approved for Bank of America worldpoints Visa..3months a go for 10K... Good bank... Havent had any problems... They are gre8
on 2008-07-29 I got approved for Bank of America worldpoints Visa..3months a go for 10K... Good bank... Havent had any problems... They are gre8
Comment 4 by baystate
Other BOA Cards on 2008-07-29
Does anyone know if it is difficult to get the BOA Extra Rewards MLB Card? I'm a huge Red Sox fan and would love to have that card but don't want to waste an inquiry if this is a tough one to get. The profile for the card says excellent credit, but there are no responses from any members to indicate what success anyone has had with this one.
on 2008-07-29 Does anyone know if it is difficult to get the BOA Extra Rewards MLB Card? I'm a huge Red Sox fan and would love to have that card but don't want to waste an inquiry if this is a tough one to get. The profile for the card says excellent credit, but there are no responses from any members to indicate what success anyone has had with this one.
Comment 5 by desihunk17
Need Help From This Card Holders.. on 2008-09-01
Hey guys I have been member of this website for about more then a year now... Really helpfull... Thank you for all the support...
i was approved for this boa card in may 2008... With 10k... I was just wonderin when do they usually give you credit limit increase... Do I have to ask for it... Or they will just give tome... Also how much... Should I expect...
on 2008-09-01 Hey guys I have been member of this website for about more then a year now... Really helpfull... Thank you for all the support...i was approved for this boa card in may 2008... With 10k... I was just wonderin when do they usually give you credit limit increase... Do I have to ask for it... Or they will just give tome... Also how much... Should I expect...
Comment 6 by sethatco
6 Months Or More on 2008-09-01
It will take 6 months most likely 9 months or a year before you see a cli. I would wait at least a year before applying for another account. FIA card service who does all of BOA's credit cards is tightening the lines, not reducing credit lines like Amex but not giving big increses like Chase or Citi.
on 2008-09-01 It will take 6 months most likely 9 months or a year before you see a cli. I would wait at least a year before applying for another account. FIA card service who does all of BOA's credit cards is tightening the lines, not reducing credit lines like Amex but not giving big increses like Chase or Citi.
Comment 7 by mousepad
Be Happy Be Very Happy on 2008-09-01
That's a nice card one I wish I could get.
why ask for a cli when you have 10k
in these times that's very good so I would say don't push your luck but what do I know I cant even get one of those.
on 2008-09-01 That's a nice card one I wish I could get.why ask for a cli when you have 10k
in these times that's very good so I would say don't push your luck but what do I know I cant even get one of those.
Comment 8 by colonative
Bank Of America on 2008-09-02
It has been my experience that BofA will give you a credit line increase just for sneezing. Not literally of course. Last June I had a $15K limit, I used the card for a $100 brake job and by August they increased it to $16K. Early this year I used a purchase check from BofA for $900 and in July they raised my limit to $19K.
To be honest with you, with everything going on right now with banks and the economy, keep your $10K because that is really all you need. You've arrived when you get $10K limits so you don't want to push it.
on 2008-09-02 It has been my experience that BofA will give you a credit line increase just for sneezing. Not literally of course. Last June I had a $15K limit, I used the card for a $100 brake job and by August they increased it to $16K. Early this year I used a purchase check from BofA for $900 and in July they raised my limit to $19K.To be honest with you, with everything going on right now with banks and the economy, keep your $10K because that is really all you need. You've arrived when you get $10K limits so you don't want to push it.
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
