"Approved In Store"
My Best Buy® Credit Card Review
Written by: defserv on 2008-06-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
defserv's review: 
I applied for this card in store a few days ago and was approved for $1,000. She did not tell me whether or not it was the store card or MasterCard nor did she tell me any of the terms... APR or a/f. So I decided to hold off on my shopping that day until I receive it and know what I am getting myself into.
If it's got an annual fee I will call and see about getting it waived, if not... I will cancel.
I applied for this card in store a few days ago and was approved for $1,000. She did not tell me whether or not it was the store card or MasterCard nor did she tell me any of the terms... APR or a/f. So I decided to hold off on my shopping that day until I receive it and know what I am getting myself into.If it's got an annual fee I will call and see about getting it waived, if not... I will cancel.
6 Comments
Comment 1 by brian23
Congrats 
on 2008-06-30
On the approval!!! I hope its not the Mastercard, but I am assuming with that starting CL its probably not. Anyways, I hear there store card has like a 0% apr for the 1st 6 months. Is that still true?
on 2008-06-30 On the approval!!! I hope its not the Mastercard, but I am assuming with that starting CL its probably not. Anyways, I hear there store card has like a 0% apr for the 1st 6 months. Is that still true?
Comment 2 by eric
Store Card on 2008-07-06
The store card is much better... Better CLI's... They make the MC look tempting all but the AF is ridiculous.
on 2008-07-06 The store card is much better... Better CLI's... They make the MC look tempting all but the AF is ridiculous.
Comment 3 by defserv
=- on 2008-07-07
I ended up with the store card which means no a/f :)
asked for $1,000 cli on activation but was denied. Will try again after some use. I took advantage of the 6 months /
no interest and picked up a nice blu-ray player. :)
on 2008-07-07 I ended up with the store card which means no a/f :)asked for $1,000 cli on activation but was denied. Will try again after some use. I took advantage of the 6 months /
no interest and picked up a nice blu-ray player. :)
Comment 4 by baystate
Best Buy CLI's on 2008-07-31
I've also heard that the CLI's are better with the Best Buy store card. Does anyone know how long before you can request an increase? I read one post which stated 6 months.
on 2008-07-31 I've also heard that the CLI's are better with the Best Buy store card. Does anyone know how long before you can request an increase? I read one post which stated 6 months.
Comment 5 by hjm331
RE: Baystate on 2008-07-31
The Best Buy store card can only give you CLI's every 6 months. I have the card and it's an automatic denial if I don't wait 6 months for a CLI.
on 2008-07-31 The Best Buy store card can only give you CLI's every 6 months. I have the card and it's an automatic denial if I don't wait 6 months for a CLI.
Comment 6 by baystate
Re: Best Buy CLI's on 2008-07-31
That's what I thought. Thanks for the info HJM!!
on 2008-07-31 That's what I thought. Thanks for the info HJM!!
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
