"Don't Understand This Card"
Target REDcard® Store Card Review
Written by: islandlo36 on 2008-06-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
islandlo36's review: 
I have had this card for 6months now. I have done very well by using the card and paying in full every month. After the 3rd month I got a CLI from $200 to $500. Does anyone have a redcard with $1000 CL or know how long before this is upgraded to a Visa card?
I have had this card for 6months now. I have done very well by using the card and paying in full every month. After the 3rd month I got a CLI from $200 to $500. Does anyone have a redcard with $1000 CL or know how long before this is upgraded to a Visa card?
8 Comments
Comment 1 by casey
Be Grateful... 
on 2008-06-28
You are lucky you got the $300 increase... I have had the card a year... Still at the same $200 limit. Lowest limit card I have I do use it periodically... Still nothing. Not impressed with Target at all
on 2008-06-28 You are lucky you got the $300 increase... I have had the card a year... Still at the same $200 limit. Lowest limit card I have I do use it periodically... Still nothing. Not impressed with Target at all
Comment 2 by mark
Stucked With A 500 on 2008-06-28
Got an increase from 200 to 500 after 3 months...
then as if the whole system went into hibernation.
ZZZZZzzzzzzz.
on 2008-06-28 Got an increase from 200 to 500 after 3 months...then as if the whole system went into hibernation.
ZZZZZzzzzzzz.
Comment 3 by eric
Target CLI's on 2008-06-28
They come far and in between... Ive had my redcard for a year now and still I have the $500 CL... I was offered the Visa one day I was shopping there using my Cap 1 Visa. I asked the associate was it a pre-approval and he said no but they only needed to ask me 5 questions. I declined... I will ask for the Visa in Jan or Feb of 09.
on 2008-06-28 They come far and in between... Ive had my redcard for a year now and still I have the $500 CL... I was offered the Visa one day I was shopping there using my Cap 1 Visa. I asked the associate was it a pre-approval and he said no but they only needed to ask me 5 questions. I declined... I will ask for the Visa in Jan or Feb of 09.
Comment 4 by rivasglo
;) on 2008-06-28
I wish I were offered the VISA. I went there today and I used my CapOne ;)
I got the 300 CLI... Now sits at $500 since 07/2007!
on 2008-06-28 I wish I were offered the VISA. I went there today and I used my CapOne ;)I got the 300 CLI... Now sits at $500 since 07/2007!
Comment 5 by casey
Ridiculous!!! on 2008-06-28
Target is ridiculous... I have the card a year now with a $200 limit. I hate cards that do not grow with you... I have used the card, pay on time... I will not carry a balance on a card with that low of a limit, I charge $60, and BOOM!!, you are at your 30% recommended utilization rate... I hate this card... It is my LAST choice card.
on 2008-06-28 Target is ridiculous... I have the card a year now with a $200 limit. I hate cards that do not grow with you... I have used the card, pay on time... I will not carry a balance on a card with that low of a limit, I charge $60, and BOOM!!, you are at your 30% recommended utilization rate... I hate this card... It is my LAST choice card.
Comment 6 by meya
Laughter on 2008-07-01
Heeeeee heeeheee heeeeeeee heeeeee haaaaaaaaaaa heeeeeeeeeeeee ooooooooohhhhhhhhhh llllaaaaaaaaaawwwwwd. Heeeeeeee heeeee hehehehehehehe hehehehehe!
Ok let me stop laughing, heeeeeehheeeeeee!
Ok, ok, ok, ok, ok, I am not laughing anymore. Please don't think I was laughing at you, trust me I am not. I
am just laughing at the way target play these $200 and $500 stuck games on peoples. They make you excited from getting the card and then BAAM! Make you question everyone about their cli's.
Heeeeeee heeeeeeeeeee hhahahahahahah heeeehehehehehehehe. Thats why I left them! Hehehehehehehehehehehe, I cant talke anymore, my stomach hurts!
on 2008-07-01 Heeeeee heeeheee heeeeeeee heeeeee haaaaaaaaaaa heeeeeeeeeeeee ooooooooohhhhhhhhhh llllaaaaaaaaaawwwwwd. Heeeeeeee heeeee hehehehehehehe hehehehehe!Ok let me stop laughing, heeeeeehheeeeeee!
Ok, ok, ok, ok, ok, I am not laughing anymore. Please don't think I was laughing at you, trust me I am not. I
am just laughing at the way target play these $200 and $500 stuck games on peoples. They make you excited from getting the card and then BAAM! Make you question everyone about their cli's.
Heeeeeee heeeeeeeeeee hhahahahahahah heeeehehehehehehehe. Thats why I left them! Hehehehehehehehehehehe, I cant talke anymore, my stomach hurts!
Comment 7 by sandyekay1
No Target CLi on 2008-07-16
Years ago, I had a Target card and they gave nice regular increases... Now I have a new card since May 07 and only $500.00 Also, if you notice on the automated phone they don't say anything about requesting an increase. I read somewhere that Target is deciding whether to sell it's credit card business... Nordstrom and Target are the few who have their own bank card. That might be the problem...
Meya, I feel like canceling a couple sub-prime cards because no increases also. Meya, thanks for your input on this website... I've learned alot.
on 2008-07-16 Years ago, I had a Target card and they gave nice regular increases... Now I have a new card since May 07 and only $500.00 Also, if you notice on the automated phone they don't say anything about requesting an increase. I read somewhere that Target is deciding whether to sell it's credit card business... Nordstrom and Target are the few who have their own bank card. That might be the problem...
Meya, I feel like canceling a couple sub-prime cards because no increases also. Meya, thanks for your input on this website... I've learned alot.
Comment 8 by hjm331
RE: SandyKaye on 2008-07-16
I wouldn't close the card. I would keep it for the history and make a small purchase on it every 2 months just to keep the account active.
on 2008-07-16 I wouldn't close the card. I would keep it for the history and make a small purchase on it every 2 months just to keep the account active.
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
