"Very Surprised"
Tribute® Gold MasterCard® Credit Card Review
Written by: rwmtd on 2008-06-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rwmtd's review: 
I got this card June of last year and I was at the point where I really wanted to get rid of it because of the fees, ect. I started out with a CL of $300.00. Two months ago I spoke to a CR and told them that I really wanted to close and a couple of weeks later I get a CLI of $650 for a total of $950. Well yesterday my card's anniversary hit and $150 AF so I called and asked if the fee could be waived the rep told me no. So imagine my surprise when I logged into my account and saw where $50.00 dollars of the AF had been waived and my CLI is now $1150.00. This is one of my oldest CL so I will keep it open until my BofA card hits the year mark which will be in June of next year.
I got this card June of last year and I was at the point where I really wanted to get rid of it because of the fees, ect. I started out with a CL of $300.00. Two months ago I spoke to a CR and told them that I really wanted to close and a couple of weeks later I get a CLI of $650 for a total of $950. Well yesterday my card's anniversary hit and $150 AF so I called and asked if the fee could be waived the rep told me no. So imagine my surprise when I logged into my account and saw where $50.00 dollars of the AF had been waived and my CLI is now $1150.00. This is one of my oldest CL so I will keep it open until my BofA card hits the year mark which will be in June of next year.
5 Comments
Comment 1 by ding
Closing This Card Questions?? 
on 2008-06-26
What did you tell the CS person the reason you wanted to close this account was... What were your excuses? And how often did you ask for CLI?
on 2008-06-26 What did you tell the CS person the reason you wanted to close this account was... What were your excuses? And how often did you ask for CLI?
Comment 2 by wildrage2
Grow With You... on 2008-06-26
Believe it or not, this is a car that grows with you If you apply for this card with a 700 FICO they will give you a 1500 limit with no fees at all.
If you are like me, you start with all the fees...
After a year, they reduce the fee, and from what I've heard, after that, you can also get rid of the monthly service fee as well.
Also, I don't believe there is a cap on the the maximum CL...
on 2008-06-26 Believe it or not, this is a car that grows with you If you apply for this card with a 700 FICO they will give you a 1500 limit with no fees at all.If you are like me, you start with all the fees...
After a year, they reduce the fee, and from what I've heard, after that, you can also get rid of the monthly service fee as well.
Also, I don't believe there is a cap on the the maximum CL...
Comment 3 by yoyo11
Man!! on 2008-06-26
Rwmtd, wonderful review on this card. I did not know about calling CS to get CLI when telling them you want to close the account. Most times, they will listen and do some good for you. Had my card for a year... Started $350 now $760 CL. Keep us posted.
on 2008-06-26 Rwmtd, wonderful review on this card. I did not know about calling CS to get CLI when telling them you want to close the account. Most times, they will listen and do some good for you. Had my card for a year... Started $350 now $760 CL. Keep us posted.
Comment 4 by meya
Great News on 2008-07-01
This is very good news comming from this card. Glad that you shared the info because this card has been beat down in the past... Lol.
on 2008-07-01 This is very good news comming from this card. Glad that you shared the info because this card has been beat down in the past... Lol.
Comment 5 by lindalu
Imagine Card on 2008-07-05
This card is associated with the imagine MasterCard I seen on the application I just applied for... Didin't notice at first but it said you will be approved for one card... But I have imagine MasterCard and I got the notice about being notice by mail in 30 days??? Surely I didn't get turned down for an easy approval card such as this one?
on 2008-07-05 This card is associated with the imagine MasterCard I seen on the application I just applied for... Didin't notice at first but it said you will be approved for one card... But I have imagine MasterCard and I got the notice about being notice by mail in 30 days??? Surely I didn't get turned down for an easy approval card such as this one?
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Disclaimer: This content is not provided by First Bank of Delaware. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bank of Delaware. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by First Bank of Delaware. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bank of Delaware. Review content is powered by Finance Globe.
