"Walmart Approval"
Walmart® Credit Card Review
Written by: rob72830 on 2008-06-20
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rob72830's review: 
I wanted to apply for the store card but after reading all the posts about the measly online $125 CL's I decided to try and apply at the store. Well, I was surprised when I got approved for $300 CL. Seems to me that applying at the store is better than online. I am not sure what my Fico's are now considering I got the Penneys card and approved for the BoA 99/500 card. The register reciept did say the APR is 19.87% which won't matter because I will pay it off every month. If you want my advice, apply at the store. I am now going to give it a rest and wait on my cards to come.
I wanted to apply for the store card but after reading all the posts about the measly online $125 CL's I decided to try and apply at the store. Well, I was surprised when I got approved for $300 CL. Seems to me that applying at the store is better than online. I am not sure what my Fico's are now considering I got the Penneys card and approved for the BoA 99/500 card. The register reciept did say the APR is 19.87% which won't matter because I will pay it off every month. If you want my advice, apply at the store. I am now going to give it a rest and wait on my cards to come.
12 Comments
Comment 1 by rivasglo
Congrats! 
on 2008-06-20
Its always better to apply in store for any card... The reason why ppl usually get lower limits online is bcuz of security reasons ;) At the store they are able to verify your identity.
on 2008-06-20 Its always better to apply in store for any card... The reason why ppl usually get lower limits online is bcuz of security reasons ;) At the store they are able to verify your identity.
Comment 2 by meya
True on 2008-06-20
That is correct rivasglo! The good thing is that you are approved. So it is my honor to say "Welcome to the GEMB Family!"
on 2008-06-20 That is correct rivasglo! The good thing is that you are approved. So it is my honor to say "Welcome to the GEMB Family!"
Comment 3 by rob72830
Glad To Be Here on 2008-06-20
Thanks and glad to be here. In the couple of weeks I have learned a lot and hope by Christmas that Walmart and Best Buy will have some nice cli's and by 2009 my scores will be in the 700's or at least close to it.
on 2008-06-20 Thanks and glad to be here. In the couple of weeks I have learned a lot and hope by Christmas that Walmart and Best Buy will have some nice cli's and by 2009 my scores will be in the 700's or at least close to it.
Comment 4 by rob72830
Got It Today on 2008-06-27
Got my new WalMart card today. Yahoo! Going shopping today.
on 2008-06-27 Got my new WalMart card today. Yahoo! Going shopping today.
Comment 5 by choco624
HELP! Need Info. on 2008-07-26
I applied for this card on July 21st, today I was out and a message was left in my answering machine to please call in reference of the application in the next 72 hours. ( Said needed information) But with the number the lady left (888-508-6678) I can not get though. Do they call to tell you the application has been denied?
Who can help me out? SOMEONE...
on 2008-07-26 I applied for this card on July 21st, today I was out and a message was left in my answering machine to please call in reference of the application in the next 72 hours. ( Said needed information) But with the number the lady left (888-508-6678) I can not get though. Do they call to tell you the application has been denied?Who can help me out? SOMEONE...
Comment 6 by cireone
APP on 2008-07-26
They probably need more info or maybe there was a glitch in the aplication process. The number should work to get through. Usually they will send a letter and also call you if they need more info. Not to sure if theres a number you can call to check the app status.
on 2008-07-26 They probably need more info or maybe there was a glitch in the aplication process. The number should work to get through. Usually they will send a letter and also call you if they need more info. Not to sure if theres a number you can call to check the app status.
Comment 7 by tamellie
They Just Need To Verify Info on 2008-07-26
I can give u the number on the back of the card it's 877-294-7880 hopefully they can connect you to the right ppl to verify the info they need. But I got this ard about 4 months ago HORRIBLE CUSTOMER SERVICE THEY ALL HAVE MENTAL ISSUES but my score was around 665 and I got approved for 1000 so good luck.
on 2008-07-26 I can give u the number on the back of the card it's 877-294-7880 hopefully they can connect you to the right ppl to verify the info they need. But I got this ard about 4 months ago HORRIBLE CUSTOMER SERVICE THEY ALL HAVE MENTAL ISSUES but my score was around 665 and I got approved for 1000 so good luck.
Comment 8 by kiejon9
Call This Phone #### on 2008-07-26
Hello call This Phone ###1-877-294-7880 or this ## 1888-345-0518 and ask can you talk to someone In credit Dpt or ask them about your app cuz I know when I got this card they called me and I missed there call and they sent me a letter telling me to call them about my app and when I did call they ask me to verify
things like old address like the payment I make on my auto loans and other things
on 2008-07-26 Hello call This Phone ###1-877-294-7880 or this ## 1888-345-0518 and ask can you talk to someone In credit Dpt or ask them about your app cuz I know when I got this card they called me and I missed there call and they sent me a letter telling me to call them about my app and when I did call they ask me to verify things like old address like the payment I make on my auto loans and other things
Comment 9 by choco624
THANK YOU! I Was Approved. on 2008-07-27
Thank you KIEJON9, the second number you provided was the correct one. And got approved!!! My FICOS are now in the low 600nds, I am coming back from a very dark place with my credit (had an accident, out of work for almost a year, everything went caput)
And Tamille you were so right about the customer service the number you provided (that was the first one Kiejon9 provided also) they didn't have an idea of what I was talking about... So connected to the 888-345-0518 and voila after a question I got credit with the Walmart Card (300.00) which I think its great at the moment. Just have to kept working hard to get back in the high 700nds. Thank you very much!!!
on 2008-07-27 Thank you KIEJON9, the second number you provided was the correct one. And got approved!!! My FICOS are now in the low 600nds, I am coming back from a very dark place with my credit (had an accident, out of work for almost a year, everything went caput) And Tamille you were so right about the customer service the number you provided (that was the first one Kiejon9 provided also) they didn't have an idea of what I was talking about... So connected to the 888-345-0518 and voila after a question I got credit with the Walmart Card (300.00) which I think its great at the moment. Just have to kept working hard to get back in the high 700nds. Thank you very much!!!
Comment 10 by hjm331
RE: Choco on 2008-07-27
Congrats on the new approval! Store cards are definitely a great way to rebuild credit.
on 2008-07-27 Congrats on the new approval! Store cards are definitely a great way to rebuild credit.
Comment 12 by choco624
Re: Walmart Approval on 2011-04-21
I celebrated the approval of the walmart store card here 2 years and a half ago. But like a year after I was approved they lowered my CL from 300 to 100, the balance at the moment was 126 with some cents... So you know how that looked in my credit report. But the thing is I never knew way. My balances in my other 2 cards of the moment were below 25% of the total balance. Never missed a payment, no baddies, I have keep my "nose clean" been very careful so I can get cL increase. But a month ago they said NO when I hit the increase button. My credit scores when a first applied were in the low 600s, now they are: TU 735, EQ 735 and EX 727. So these are nice scores compared to those of 2008. I AM COMING BACK! I know I still have to work hard to get back my excellent credit I had before my accident but I think I am in a good position now. Still Walmart card nothing. I use it and pay off every month, so I don't get it... OH! The said the could not increase because of credit being too young...???
on 2011-04-21 I celebrated the approval of the walmart store card here 2 years and a half ago. But like a year after I was approved they lowered my CL from 300 to 100, the balance at the moment was 126 with some cents... So you know how that looked in my credit report. But the thing is I never knew way. My balances in my other 2 cards of the moment were below 25% of the total balance. Never missed a payment, no baddies, I have keep my "nose clean" been very careful so I can get cL increase. But a month ago they said NO when I hit the increase button. My credit scores when a first applied were in the low 600s, now they are: TU 735, EQ 735 and EX 727. So these are nice scores compared to those of 2008. I AM COMING BACK! I know I still have to work hard to get back my excellent credit I had before my accident but I think I am in a good position now. Still Walmart card nothing. I use it and pay off every month, so I don't get it... OH! The said the could not increase because of credit being too young...???
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
