"Not The Worst"
Rewards 660 Visa® Unsecured Credit Card Review
Written by: wildrage2 on 2008-06-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wildrage2's review: 
This was the first card that I applied for about 9 months ago when I started rebuilding. Similar to cards like Continental Finance and First Premier, this card charges nearly $250 worth of fees.
The fees suck, but some people have no other choice.
One positive aspect of this card is that they give $75 CLIs every 3 months. It isn't amazing, but better then the others - and they don't charge for CLI's. In my opinion, Rewards and Tribute are among the best of the 'lowest tier' cards.
My credit limit with rewards started at $300 and is now up to $525, which isn't that bad.
If your FICO is above 550, I wouldn't recommend this card. Try Capital One, Orchard, Macy's, etc. First. Mine was 600 when I applied, but I wasn't well informed about credit at the time - I thought that NOBODY would give me credit. I have since went with Capital One, Hooters, Orchard, and a few department store cards.
As the title says, it's not the worst - but definitely not the best. If you're in a position where secured isn't an option (perhaps a ChexSystems notation), this card is good if your score is between 400 and 550.
This was the first card that I applied for about 9 months ago when I started rebuilding. Similar to cards like Continental Finance and First Premier, this card charges nearly $250 worth of fees.The fees suck, but some people have no other choice.
One positive aspect of this card is that they give $75 CLIs every 3 months. It isn't amazing, but better then the others - and they don't charge for CLI's. In my opinion, Rewards and Tribute are among the best of the 'lowest tier' cards.
My credit limit with rewards started at $300 and is now up to $525, which isn't that bad.
If your FICO is above 550, I wouldn't recommend this card. Try Capital One, Orchard, Macy's, etc. First. Mine was 600 when I applied, but I wasn't well informed about credit at the time - I thought that NOBODY would give me credit. I have since went with Capital One, Hooters, Orchard, and a few department store cards.
As the title says, it's not the worst - but definitely not the best. If you're in a position where secured isn't an option (perhaps a ChexSystems notation), this card is good if your score is between 400 and 550.
3 Comments
Comment 1 by rwmtd
I Have This Card Too 
on 2008-06-19
Hi, I have this card as well. I have been staying within my limit and paying more than the minimum. I got an email from them saying that I have two more payments before my $75 increase. I am only using this card for very small purchases.
on 2008-06-19 Hi, I have this card as well. I have been staying within my limit and paying more than the minimum. I got an email from them saying that I have two more payments before my $75 increase. I am only using this card for very small purchases.
Comment 2 by yoyo11
Interesting on 2008-06-19
I think your CL can go up to $2,000.00. I was approved for this card a year ago... I said... No... Sorry... Glad your experiences are some what positive...
on 2008-06-19 I think your CL can go up to $2,000.00. I was approved for this card a year ago... I said... No... Sorry... Glad your experiences are some what positive...
Comment 3 by cireone
CLI For Rewards 660 on 2008-06-22
I have had the card for a year and paid in full every month. It has helped re-build my credit but Im just wondering about the CLI. For the past six months I have been receiving emails and on my statements saying that I am eligible for a credit increase and all I had to do was call or write to accept. I called and the rep said it will be on the next statement. Next statements came and went and I still have yet to get a CLI and still receive the message of being eligible for a CLI. Is there any reason for this????
on 2008-06-22 I have had the card for a year and paid in full every month. It has helped re-build my credit but Im just wondering about the CLI. For the past six months I have been receiving emails and on my statements saying that I am eligible for a credit increase and all I had to do was call or write to accept. I called and the rep said it will be on the next statement. Next statements came and went and I still have yet to get a CLI and still receive the message of being eligible for a CLI. Is there any reason for this????
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Disclaimer: This content is not provided by Dakota State Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Dakota State Bank. Review content is powered by Finance Globe.
