"How To Get Your Fees Back!!!"
Platinum MasterCard® Review
Written by: tynece on 2008-06-12
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
tynece's review: 
Although this card has a high fee. I think it is pretty good if you have a low score and want to rebuild. My mom's score was in the 400's and I have been helping her based on info I got from working at CitiCards and this website. I had her call after being with them for 4 months to say. I have been getting offers from capital one with no fee. And I would like to see if you can review my account to waive this fee. On her next bill statment their was a credit for the fee. If you pay it off in full each month you don't pay charges and the customer service reps seem like they want to appease their cardmembers. As long as your account has never bee nlate or over the limit they seem to want to try to help out. The only bad thing I noticed was one month they held her payment and then charged a late fee. Kinda sneaky. Just watch your statement if you get this card. And do not be afraid to ask if it possible to waive that fee once yuor account has been opened and you show some activity.
Although this card has a high fee. I think it is pretty good if you have a low score and want to rebuild. My mom's score was in the 400's and I have been helping her based on info I got from working at CitiCards and this website. I had her call after being with them for 4 months to say. I have been getting offers from capital one with no fee. And I would like to see if you can review my account to waive this fee. On her next bill statment their was a credit for the fee. If you pay it off in full each month you don't pay charges and the customer service reps seem like they want to appease their cardmembers. As long as your account has never bee nlate or over the limit they seem to want to try to help out. The only bad thing I noticed was one month they held her payment and then charged a late fee. Kinda sneaky. Just watch your statement if you get this card. And do not be afraid to ask if it possible to waive that fee once yuor account has been opened and you show some activity.
3 Comments
Comment 1 by meya
True 
on 2008-06-14
I totally agree with you on this one. That is so wrong that they held your moms payment and then slapped her in the face with a late fee. They should not have a fee for paying online if they want to encourage us that is safer and faster for us. Give me a break!
on 2008-06-14 I totally agree with you on this one. That is so wrong that they held your moms payment and then slapped her in the face with a late fee. They should not have a fee for paying online if they want to encourage us that is safer and faster for us. Give me a break!
Comment 2 by tynece
Meya on 2008-06-15
Some of these companies should be banned from issuing cards in my opinion. They know some people are desperate and that is taking advantage of the consumer.
on 2008-06-15 Some of these companies should be banned from issuing cards in my opinion. They know some people are desperate and that is taking advantage of the consumer.
Comment 3 by meya
Hi Tynece on 2008-06-15
Well I have to say that I agree with you, but at the same time, it is the category where we stand. I guess we can similar this to a lawyer or doctor who made big money, but got their license revoked and can not practice in that field again. Now they are out getting jobs that pays less money and is not what they were experienced for. They have to start all over again! But again, I do agree with what you are saying.
on 2008-06-15 Well I have to say that I agree with you, but at the same time, it is the category where we stand. I guess we can similar this to a lawyer or doctor who made big money, but got their license revoked and can not practice in that field again. Now they are out getting jobs that pays less money and is not what they were experienced for. They have to start all over again! But again, I do agree with what you are saying.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
