"I'm On My Way"
Bank of America Secured Visa® Card Review
Written by: rwmtd on 2008-06-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rwmtd's review: 
First, let me thank all of the folks at on the forum of FG who helped me make this decision you guys and gals are awesome.
I went online and chatted with one of their CSR's who suggested that I apply for the regular BofA card (what she called their starter card). I let her know that I am in the process of credit rebuilding so I took a chance and was offered the 100% secured card. I have sent off my check and should be getting my new secured BofA card soon. I know that being diligent with my payments I will be on my way to a improved credit score.
I am so glad that I found this site.
First, let me thank all of the folks at on the forum of FG who helped me make this decision you guys and gals are awesome.I went online and chatted with one of their CSR's who suggested that I apply for the regular BofA card (what she called their starter card). I let her know that I am in the process of credit rebuilding so I took a chance and was offered the 100% secured card. I have sent off my check and should be getting my new secured BofA card soon. I know that being diligent with my payments I will be on my way to a improved credit score.
I am so glad that I found this site.
5 Comments
Comment 1 by hjm331
Congrats! 
on 2008-06-04
You made the right move by applying for this card. When it starts reporting, it will look really good on your report because you have a card issued by one of the big banks.
on 2008-06-04 You made the right move by applying for this card. When it starts reporting, it will look really good on your report because you have a card issued by one of the big banks.
Comment 2 by arod
Congrats on 2008-06-04
I good step into having good credit.
Good Luck to you,
Alex
on 2008-06-04 I good step into having good credit.Good Luck to you,
Alex
Comment 3 by ac0626
Credit Agencies Used For Credit on 2008-06-05
What credit agency does BOA pulled when deciding to give a credit card?
on 2008-06-05 What credit agency does BOA pulled when deciding to give a credit card?
Comment 4 by hjm331
AC0626 on 2008-06-05
I think they mostly pull Experian. I think it varies by location like what city and state your located in.
on 2008-06-05 I think they mostly pull Experian. I think it varies by location like what city and state your located in.
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
