"Applied On Whim--APPROVED!!!!"
Chase Platinum Visa® Card Review
Written by: clifton on 2008-05-23
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
clifton's review: 
I am sneaking into the majors, guys. I applied online for this card on a lark and I was approved for a 400 dollar limit, with no AF, and 0% interest for a year!!! I was shocked when I got approved. My TU score for May was in the low 600s. I know the limit is low, but I don't care that much about it at this point. I am glad that I got my foot in the door with Chase. After I finish paying off my HSBC cards, they will go on hiatus for at least three months before I use them again. I am going to use the heck out of this card to get the limit up. I am not going to screw around with Chase at all. It is funny that this card's limit is at the same limit of my Premier Bank MC.
I am sneaking into the majors, guys. I applied online for this card on a lark and I was approved for a 400 dollar limit, with no AF, and 0% interest for a year!!! I was shocked when I got approved. My TU score for May was in the low 600s. I know the limit is low, but I don't care that much about it at this point. I am glad that I got my foot in the door with Chase. After I finish paying off my HSBC cards, they will go on hiatus for at least three months before I use them again. I am going to use the heck out of this card to get the limit up. I am not going to screw around with Chase at all. It is funny that this card's limit is at the same limit of my Premier Bank MC.
4 Comments
Comment 1 by rivasglo
Congrats! 
on 2008-05-23
When I got approved for my 1st credit card ever... The Flexible Rewards Card in 01/2007 for $500, I used it and I PAID IN FULL EACH MONTH... On my 2nd stmt (02/2007) they bumped me to $800 and on my 5th stmt (05/2007) to $1300. I think they did that because I was paying in full...
Months laters, I made a few big purchases and I couldn't pay in full, but I always paid on time and waaaay more than the min due... But at the same time I was making normal purchases here and there. I just paid it off completely this past March and on my April stmt there was a CLI... They bumped me to $1600. Maybe they like seeing lots of purchases and big payments...
This was my experience w/ my Chase card + my 2 cents...
SO GOOD LUCK WITH THIS CARD and ENJOY!!!
on 2008-05-23 When I got approved for my 1st credit card ever... The Flexible Rewards Card in 01/2007 for $500, I used it and I PAID IN FULL EACH MONTH... On my 2nd stmt (02/2007) they bumped me to $800 and on my 5th stmt (05/2007) to $1300. I think they did that because I was paying in full...Months laters, I made a few big purchases and I couldn't pay in full, but I always paid on time and waaaay more than the min due... But at the same time I was making normal purchases here and there. I just paid it off completely this past March and on my April stmt there was a CLI... They bumped me to $1600. Maybe they like seeing lots of purchases and big payments...
This was my experience w/ my Chase card + my 2 cents...
SO GOOD LUCK WITH THIS CARD and ENJOY!!!
Comment 2 by meya
Ahhh on 2008-05-23
Get out of here clifton. Rooof, you are in the big dogs house now!
on 2008-05-23 Get out of here clifton. Rooof, you are in the big dogs house now!
Comment 3 by hjm331
Congrats! on 2008-05-24
Yes, you're right. Creditors love it when you use their card heavily and give them a lot of business. They will notice that and eventually give you some big CLI's along the way!
Good Luck!
on 2008-05-24 Yes, you're right. Creditors love it when you use their card heavily and give them a lot of business. They will notice that and eventually give you some big CLI's along the way!Good Luck!
Comment 4 by eric
Chase on 2008-05-27
I want the Chase Freedom VISA, seems like a hard card to get with Chase".
Eric
on 2008-05-27 I want the Chase Freedom VISA, seems like a hard card to get with Chase".Eric
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Disclaimer: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Review content is powered by Finance Globe.
