"WOW !!"
My Best Buy® Credit Card Review
Written by: nikhig on 2008-05-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
nikhig's review: I got approved $2500 CL not bad
credit scores
655
672
635
Does anyone know can you have to many credit cards because I have a lot!
credit scores
655
672
635
Does anyone know can you have to many credit cards because I have a lot!
5 Comments
Comment 2 by arod
Hey!! on 2008-05-19
Congrats you are the highest here on this card...
Wow enjoy your new card,
Take care,
Alex
Congrats you are the highest here on this card...
Wow enjoy your new card,
Take care,
Alex
Comment 3 by meya
Way To Go on 2008-05-19
A lot of people are dying for this card here, keep us posted with the overall use of the card. One more thing, you might want to check your scores I am pretty sure they are not the same with the pulls you have been getting.
A lot of people are dying for this card here, keep us posted with the overall use of the card. One more thing, you might want to check your scores I am pretty sure they are not the same with the pulls you have been getting.
Comment 5 by hjm331
Inquries Hurt on 2008-05-19
Inquiries hurt your credit score usually when you have a lot of them. According to the FICO scoring system, more than 1 or 2 inquiries per year is adequate but we all know that it's nothing for us. Usually, more than 10 inquiries on each bureau is too much.
Opening new accounts also hurt your score for a few months when they go back up when the account hits the one year old mark. You get the points you lost back and gain some more so it's worth it in the long run.
Inquiries hurt your credit score usually when you have a lot of them. According to the FICO scoring system, more than 1 or 2 inquiries per year is adequate but we all know that it's nothing for us. Usually, more than 10 inquiries on each bureau is too much.
Opening new accounts also hurt your score for a few months when they go back up when the account hits the one year old mark. You get the points you lost back and gain some more so it's worth it in the long run.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.