"Thought It Was Impossible"
The Plum Card® from American Express OPEN Review
Written by: beckettpg8 on 2008-05-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
beckettpg8's review: 
Applied over the I-Net
Instant approval made 1 purchase & will cancel b4 annual 158 fee which I did not know about during application.
Applied over the I-NetInstant approval made 1 purchase & will cancel b4 annual 158 fee which I did not know about during application.
7 Comments
Comment 1 by goddess
Just Curious... 
on 2008-05-17
What were your scores when you got the approval and what did you purchase with it? I've had my eye on this one since they started offering it.
on 2008-05-17 What were your scores when you got the approval and what did you purchase with it? I've had my eye on this one since they started offering it.
Comment 2 by sethatco
Not A Smart Move on 2008-05-17
Getting rid of the card a week or two after you get it is just plain dumb. Amex does keep very detailed data bases and will know if you try and play this game. They will hold it against you should you try and get another card from them. If you had no intention of paying the annual fee why did you even waste the inquiry and apply in the first place. Amex is very good and treat customers as they should be, but consumers who play games with them is just a waste of time.
on 2008-05-17 Getting rid of the card a week or two after you get it is just plain dumb. Amex does keep very detailed data bases and will know if you try and play this game. They will hold it against you should you try and get another card from them. If you had no intention of paying the annual fee why did you even waste the inquiry and apply in the first place. Amex is very good and treat customers as they should be, but consumers who play games with them is just a waste of time.
Comment 3 by rockin35
$185 Fee Billed AFTER The 1st Year. on 2008-05-17
If you go to the Card Information Page for this plum card, you have to scroll further down, mid way the page, its listed under "Card Details/Offer Details" where it lists the $185 fee AFTER the first year.
I would keep the card though, at least wait until the year is up before canceling it, or better yet, ask them to waive it your second year of having the card. You wont pay the fee the first year anyway.
Rockin35!
on 2008-05-17 If you go to the Card Information Page for this plum card, you have to scroll further down, mid way the page, its listed under "Card Details/Offer Details" where it lists the $185 fee AFTER the first year.I would keep the card though, at least wait until the year is up before canceling it, or better yet, ask them to waive it your second year of having the card. You wont pay the fee the first year anyway.
Rockin35!
Comment 4 by hjm331
RE: Beckettpg8 on 2008-05-17
Rockin35 is right, if you use the card heavily, there is a pretty good chance that they will waive the $185 fee because they would rather keep you as a customer since you are giving them a lot of business by using your card heavily rather than losing you for $185.
on 2008-05-17 Rockin35 is right, if you use the card heavily, there is a pretty good chance that they will waive the $185 fee because they would rather keep you as a customer since you are giving them a lot of business by using your card heavily rather than losing you for $185.
Comment 5 by rockin35
Dream Card!! on 2008-05-17
Keep the card... Its a dream card for a lot of folks out there!!
Rockin35
on 2008-05-17 Keep the card... Its a dream card for a lot of folks out there!!Rockin35
Comment 7 by redrose
I Got Mine Last Month on 2009-04-03
I applied about a month ago and they approved the card after 10 days. I like the look of the card and I love the cash back.
on 2009-04-03 I applied about a month ago and they approved the card after 10 days. I like the look of the card and I love the cash back.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
