"First Personal Credit Card."
Bank of America® Student Platinum Plus® Visa® Review
Written by: william59 on 2008-05-13
Overall Satisfaction
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william59's review: I was approved for 1k when I applied for checking acct along with this credit card back to Oct, 2006. I did not charge much on this card until it was converted to World points Visa.
5 Comments
Comment 1 by hjm331
RE: William on 2008-05-13
That's great man! Welcome to the great world of BofA. You will like it here and BofA is probably the last company that remains not being outsourced. Good luck!
That's great man! Welcome to the great world of BofA. You will like it here and BofA is probably the last company that remains not being outsourced. Good luck!
Comment 2 by gmac
Whats Your Credit Limit Now on 2008-05-14
Hey you've had this card around three years, just wondering what your Credit Limit is now, how is BOA on CLI's
Hey you've had this card around three years, just wondering what your Credit Limit is now, how is BOA on CLI's
Comment 3 by william59
Re: on 2008-05-14
I've converted it to Bank Americard with 5k credit limit, usually 6 months auto increase. You can ask for CLI every 6 or 9 months.
I've converted it to Bank Americard with 5k credit limit, usually 6 months auto increase. You can ask for CLI every 6 or 9 months.
Comment 4 by hjm331
RE: Gmac on 2008-05-14
BofA doesn't like giving CLI's on that card especially when I ask for one. I've had this card for about a year and I've only received a $250 CLI ($750 to $1000). But I've had my BofA AMEX for 2 weeks and I already have a CL $1,500 They initially approved me for $1k and I asked for a $500 CLI before receiving the card and they approved me for it.
BofA likes to take care of their long time customers so if you build a long-time relationship with them, you will be receiving competitive CL's. I have seen people with up to $50k CL's on their BofA cards.
BofA doesn't like giving CLI's on that card especially when I ask for one. I've had this card for about a year and I've only received a $250 CLI ($750 to $1000). But I've had my BofA AMEX for 2 weeks and I already have a CL $1,500 They initially approved me for $1k and I asked for a $500 CLI before receiving the card and they approved me for it.
BofA likes to take care of their long time customers so if you build a long-time relationship with them, you will be receiving competitive CL's. I have seen people with up to $50k CL's on their BofA cards.
Comment 5 by eric
HJM on 2008-05-15
Your right... Its nothing for me to see a card opened up maybe 3 or 4 years ago with a $17k limit... We do try to take care of our bofa family.
Your right... Its nothing for me to see a card opened up maybe 3 or 4 years ago with a $17k limit... We do try to take care of our bofa family.
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.