"BOOOOO!"
Rewards 660 Visa® Unsecured Credit Card Review
Written by: wildrage2 on 2008-05-13
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wildrage2's review: 
Not to complain or anything. I realize I have crappy credit, and it's all my fault. I opened up 10 cards 6 months ago - some more 'subprime' then others. Continental Finance, Capital One, Hooters, and everything in-between. I've laid off getting new credit and am working on CLI's.
Today was my 6 month anniversery for Rewards 660. I called them up, talked to a nice man, and inquired about a limit increase. He congratulated me on my on-time payments, not going over the limit, and keeping my utlization low... He actually said "Wow, very good." So I'm getting ready for a $100 or more credit increase and he says "You qualify for $50"... What a buzzkill. I took it, no fee attached... But it still seems pretty trivial. I guess when you think about it, it's a 17% increase in credit... Blah...
Not to complain or anything. I realize I have crappy credit, and it's all my fault. I opened up 10 cards 6 months ago - some more 'subprime' then others. Continental Finance, Capital One, Hooters, and everything in-between. I've laid off getting new credit and am working on CLI's.Today was my 6 month anniversery for Rewards 660. I called them up, talked to a nice man, and inquired about a limit increase. He congratulated me on my on-time payments, not going over the limit, and keeping my utlization low... He actually said "Wow, very good." So I'm getting ready for a $100 or more credit increase and he says "You qualify for $50"... What a buzzkill. I took it, no fee attached... But it still seems pretty trivial. I guess when you think about it, it's a 17% increase in credit... Blah...
3 Comments
Comment 1 by hjm331
RE: Wildrage 
on 2008-05-13
Do you know have any Capital One cards? They are very good with CLI's. If you have applied for one of their cards and have been denied, I'd say wait another 6 months and maintain a 1 year of good payment history with this card and the other cards that you have and apply for a Capital One card. Good Luck
on 2008-05-13 Do you know have any Capital One cards? They are very good with CLI's. If you have applied for one of their cards and have been denied, I'd say wait another 6 months and maintain a 1 year of good payment history with this card and the other cards that you have and apply for a Capital One card. Good Luck
Comment 2 by wildrage2
Yeah... on 2008-05-13
I have one of their cards. I prequalified for one of their rewards cards, but I'm waiting until my score goes up a little - for a better shot at a higher CL.
on 2008-05-13 I have one of their cards. I prequalified for one of their rewards cards, but I'm waiting until my score goes up a little - for a better shot at a higher CL.
Comment 3 by meya
Well Hey on 2008-05-13
At least you owned up to your mistakes. Take the cli and run with it... Lol. Congrats on the cli!
on 2008-05-13 At least you owned up to your mistakes. Take the cli and run with it... Lol. Congrats on the cli!
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Disclaimer: This content is not provided by Dakota State Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Dakota State Bank. Review content is powered by Finance Globe.
