"Simple Card No Rewards"
Wachovia Platinum Plus® Review
Written by: tynece on 2008-05-11
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
tynece's review: 
There is no annual fee to the card and the interest rate is variable. The customer service usually picks up right away. When I first got it they gave me 0% for a year. Now when I call there are never any bt offers. Maybe it's just my credit. They originally gave me a line of 10000.00 and increased it to 12000.00 after 2 days. Since then I have not gotten an increase.
There is no annual fee to the card and the interest rate is variable. The customer service usually picks up right away. When I first got it they gave me 0% for a year. Now when I call there are never any bt offers. Maybe it's just my credit. They originally gave me a line of 10000.00 and increased it to 12000.00 after 2 days. Since then I have not gotten an increase.
7 Comments
Comment 1 by arod
Congrats 
on 2008-05-11
Well your credit line is good,
$12,000 credit line is great use it wisely,
Take care,
Alex
on 2008-05-11 Well your credit line is good,$12,000 credit line is great use it wisely,
Take care,
Alex
Comment 2 by hjm331
Nice Card! on 2008-05-11
Have you tried applying for a BofA credit card? They give high credit lines and nice rewards. The BofA Americard VISA currently gives 1.5 pts for every dollar spent, the best in the business. If you want, try it out and let us know what happens. Good Luck
on 2008-05-11 Have you tried applying for a BofA credit card? They give high credit lines and nice rewards. The BofA Americard VISA currently gives 1.5 pts for every dollar spent, the best in the business. If you want, try it out and let us know what happens. Good Luck
Comment 3 by tynece
Re Nice Card And Congrats on 2008-05-11
You know what Hjm I have a Bofa account with a bt on it so I have not had a chance to use it for the rewards bc the lower apr is paid b4 the higher. I like to pay my purchases in full. I have the world points. I think I will use it after August for purchases. Thanks for the info. And Thanks Alex
on 2008-05-11 You know what Hjm I have a Bofa account with a bt on it so I have not had a chance to use it for the rewards bc the lower apr is paid b4 the higher. I like to pay my purchases in full. I have the world points. I think I will use it after August for purchases. Thanks for the info. And Thanks Alex
Comment 4 by hjm331
RE: Tynece on 2008-05-11
My APR for purchases is around 15%. I will find out for sure when my first statement cuts. That is why I carry a balance only on that card.
on 2008-05-11 My APR for purchases is around 15%. I will find out for sure when my first statement cuts. That is why I carry a balance only on that card.
Comment 5 by rockin35
Excellent Credit Line on 2008-05-11
Your credit line is excellent for the Card Issuer that you have. I 've rarely heard of a line that high with this bank. I haven't heard that much about the rewards for this card... But I can say, if its a little over a year, you may try waiting 16 months and try to upgrade to a different card. With your credit line, I would try upgrading. Rockin35!
on 2008-05-11 Your credit line is excellent for the Card Issuer that you have. I 've rarely heard of a line that high with this bank. I haven't heard that much about the rewards for this card... But I can say, if its a little over a year, you may try waiting 16 months and try to upgrade to a different card. With your credit line, I would try upgrading. Rockin35!
Comment 6 by tynece
Upgrade on 2008-05-12
They said I can upgrade to the rewards card with them but my apr will increase by 2 percent. Maybe I should go for it since prime is lowere right now they have me at 9.99 and my balance is like 3000.00 on it. Maybe the rewards will offset the interest charges
on 2008-05-12 They said I can upgrade to the rewards card with them but my apr will increase by 2 percent. Maybe I should go for it since prime is lowere right now they have me at 9.99 and my balance is like 3000.00 on it. Maybe the rewards will offset the interest charges
Comment 7 by hjm331
RE: Tynece on 2008-05-12
They're raising the interest rate because it's a rewards card. They're not going to give you cashback/points out of their own pockets. They're going to charge you a higher interest rate to give you your points/cashback.
on 2008-05-12 They're raising the interest rate because it's a rewards card. They're not going to give you cashback/points out of their own pockets. They're going to charge you a higher interest rate to give you your points/cashback.
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Disclaimer: This content is not provided by Wachovia. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wachovia. Review content is powered by Finance Globe.
