"Limitations, But Does The Trick"
Total VISA® Unsecured Credit Card Review
Written by: angela on 2007-02-28
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
angela's review: 
This is my first card since "walking" away from a credit nightmare (I created) 4 years ago...
Pros:
1. Report to all three bureaus -- no goofy stuff (yet?)
2. Excellent interface to download transactions to Quicken;
3. Customer service was helpful and had good attitude/disposition; able to answer my questions when I phone in;
3. Timely "available credit" when sent via Western Union (although this costs $5.95 in my neck of the woods) -- it's cheaper than a late fee or ding to my credit though
Cons:
1. Personal checks "held" for 14 days (nothing new given the other posts); same story for online payments;
2. "True" available credit can be different from "Reported" available credit online
This is my first card since "walking" away from a credit nightmare (I created) 4 years ago...Pros:
1. Report to all three bureaus -- no goofy stuff (yet?)
2. Excellent interface to download transactions to Quicken;
3. Customer service was helpful and had good attitude/disposition; able to answer my questions when I phone in;
3. Timely "available credit" when sent via Western Union (although this costs $5.95 in my neck of the woods) -- it's cheaper than a late fee or ding to my credit though
Cons:
1. Personal checks "held" for 14 days (nothing new given the other posts); same story for online payments;
2. "True" available credit can be different from "Reported" available credit online
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Disclaimer: This content is not provided by Mid America Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Mid America Bank & Trust Company. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Mid America Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Mid America Bank & Trust Company. Review content is powered by Finance Globe.
