"Approved"
JCPenney Credit Card® Review
Written by: rivasglo on 2008-05-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rivasglo's review: 
Got a preapp in mail a few days ago, I was debating whether I should apply in store or online...
;) I couldn't wait so I applied today 5/5/08 and got instant approval for $300 which is low. My Fico's vary around 665.
I called JCP soon after and spoke w. An american lady ;) to see if I could get a higher CL and she said that I would need to go into the store and have them call in once they verify my identity.
I will do that once I get my card or maybe sometime this week. This would b my 2nd GEMB card. 1st being the Walmart Card with a lousy CL of $200!!
Got a preapp in mail a few days ago, I was debating whether I should apply in store or online...;) I couldn't wait so I applied today 5/5/08 and got instant approval for $300 which is low. My Fico's vary around 665.
I called JCP soon after and spoke w. An american lady ;) to see if I could get a higher CL and she said that I would need to go into the store and have them call in once they verify my identity.
I will do that once I get my card or maybe sometime this week. This would b my 2nd GEMB card. 1st being the Walmart Card with a lousy CL of $200!!
3 Comments
Comment 1 by meya
Way To Go! 
on 2008-05-05
This is a great card to have, you are going to find yourself shopping constantly when the coupons start rolling in. I just got a $15.00 coupon for a purchase of $15 or more. Hummmm, let me go to jcpennys this weekend. Congrats
on 2008-05-05 This is a great card to have, you are going to find yourself shopping constantly when the coupons start rolling in. I just got a $15.00 coupon for a purchase of $15 or more. Hummmm, let me go to jcpennys this weekend. Congrats
Comment 2 by ash
Re: on 2008-05-05
Hope you get it...
Gemb has driven me crazy for the past several months. I couldn't get a lowes card, and the JC pennys on a second try. I'm stuck with the walmart for now. Anyways good luck!
on 2008-05-05 Hope you get it...Gemb has driven me crazy for the past several months. I couldn't get a lowes card, and the JC pennys on a second try. I'm stuck with the walmart for now. Anyways good luck!
Comment 3 by kellbell
Penney's ROCKS. on 2008-05-06
I love JC Penney's. You can also use this card at Sephora.
on 2008-05-06 I love JC Penney's. You can also use this card at Sephora.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
