"Weird!"
Hooters MasterCard Review
Written by: kellbell on 2008-05-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kellbell's review: 
I just received the CC in the mail. It arrived much faster than I expected being that you subscribers of Finance Globe stated that it would take a month to arrive.
What is even more strange is that I have a $1,750.00 limit, but a 22% APR and a $36.00 annual fee. This is puzzling... Do they expect me to maintain a balance and therefore are charging me such a high APR?
Well, thank you Merrick Bank for the high limit, but I don't plan on carrying a balance...
I just received the CC in the mail. It arrived much faster than I expected being that you subscribers of Finance Globe stated that it would take a month to arrive. What is even more strange is that I have a $1,750.00 limit, but a 22% APR and a $36.00 annual fee. This is puzzling... Do they expect me to maintain a balance and therefore are charging me such a high APR?
Well, thank you Merrick Bank for the high limit, but I don't plan on carrying a balance...
7 Comments
Comment 1 by yoyo11
Hello 
on 2008-05-05
For some reason oranother "Hooters" were sending card a little late so I guess they picked up. The limits of this card varies more than any card I've ever seen with a card company. One person got a $8000 limit, $14000 limit down to $500 and $750... I would call them to see if they could take off your annual fee. I'm surprised that they gave you one with that CL.
on 2008-05-05 For some reason oranother "Hooters" were sending card a little late so I guess they picked up. The limits of this card varies more than any card I've ever seen with a card company. One person got a $8000 limit, $14000 limit down to $500 and $750... I would call them to see if they could take off your annual fee. I'm surprised that they gave you one with that CL.
Comment 2 by arod
Hooters Card 1 on 2008-05-05
I say call them and see if they lower your Apr. With no annual fee
I got a Credit line just like you $1750.00 with no annual fee and my apr is 0 until 6 month then 14 % APR
But listen it depends on your credit file... I love hooters and they will raise your credit line like in a year..
Enjoy your new card and yes give them a chance you'll see.
Take care,
Alex
on 2008-05-05 I say call them and see if they lower your Apr. With no annual feeI got a Credit line just like you $1750.00 with no annual fee and my apr is 0 until 6 month then 14 % APR
But listen it depends on your credit file... I love hooters and they will raise your credit line like in a year..
Enjoy your new card and yes give them a chance you'll see.
Take care,
Alex
Comment 3 by eric
I Agree on 2008-05-08
I wouldnt carry a balance on it... I got my Hooters card in Jul-Aug 2007 with a $1500 CL $59 AF and 27% APR... I got a CLI of $250 bring me to $1750 about a month ago... I haven't used the card since Dec and I have no balance on it... I think Im going to use this card strictly for my itunes account and keep my pif status on it.
on 2008-05-08 I wouldnt carry a balance on it... I got my Hooters card in Jul-Aug 2007 with a $1500 CL $59 AF and 27% APR... I got a CLI of $250 bring me to $1750 about a month ago... I haven't used the card since Dec and I have no balance on it... I think Im going to use this card strictly for my itunes account and keep my pif status on it.
Comment 4 by hjm331
Toll Free Fax Number? on 2008-05-08
Does anyone know if they have a toll free fax number? I applied for the card and they want me to fax my SS card and Driver's License. I can't send long distance faxes so does anyone know if they have a toll free fax number. I called CS and the lady was so quick to tell me that they don't have one making me feel like I'm not welcome to the Hooter's Family lol
on 2008-05-08 Does anyone know if they have a toll free fax number? I applied for the card and they want me to fax my SS card and Driver's License. I can't send long distance faxes so does anyone know if they have a toll free fax number. I called CS and the lady was so quick to tell me that they don't have one making me feel like I'm not welcome to the Hooter's Family lol
Comment 5 by wildrage2
Fax on 2008-05-08
Not a lot of banks have a toll-free fax number. There may be some online fax options (either for free or for a fee) if you have access to a scanner. If not, a place like Kinkos offers faxing for a small fee.
on 2008-05-08 Not a lot of banks have a toll-free fax number. There may be some online fax options (either for free or for a fee) if you have access to a scanner. If not, a place like Kinkos offers faxing for a small fee.
Comment 6 by wildrage2
Lol on 2008-05-08
Lol... I was trying to find a toll free number through google and came across:
http://www.Merrickbanksucks.com/
Some people have too much time on their hands...
on 2008-05-08 Lol... I was trying to find a toll free number through google and came across:http://www.Merrickbanksucks.com/
Some people have too much time on their hands...
Comment 7 by hjm331
RE: Wildrage on 2008-05-08
That's nothing, there are websites like amexsux.com and www.Bankofamericasux.com/
lol
on 2008-05-08 That's nothing, there are websites like amexsux.com and www.Bankofamericasux.com/ lol
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
