"YESSSS!!!!!!!!"
Hooters MasterCard Review
Written by: wildrage2 on 2008-04-24
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wildrage2's review: 
In case you don't remember, I wrote a post last week explaining how I was denied for the Hooters card twice in 6 months and wrote a letter for redonsideration. I was a little scared becasue they gave my TU another hard hit last Tuesday. My letter was very polite and definately didn't beg. I basically said that I realize that I have made some mistakes while in college, but I have a good paying job and have a very good history the past 6 months. I closed the letter with something like "I realize my chances are slim, but thank you in advance for your consideration."
I nearly fell off the chair when I opened up my mail about 15 mintues ago. I got a CL of 600 and don't know if there is an AF yet, but I'm guessing there is.
I work in a business that makes decisions that can greatly affect peoples lives. Being someone who signs off on the decisions, I know that although there are rules, there also is some degree of latitude. I've sometimes reversed decisions for people who present their case, are polite, and aren't pushy. I tried to present my letter to Merrick bank in such a way, and I guess it worked!
At the time of my hard pull last week my TU score was 595 with 1 judgment that's 7 years old and 2 charge-offs.
In case you don't remember, I wrote a post last week explaining how I was denied for the Hooters card twice in 6 months and wrote a letter for redonsideration. I was a little scared becasue they gave my TU another hard hit last Tuesday. My letter was very polite and definately didn't beg. I basically said that I realize that I have made some mistakes while in college, but I have a good paying job and have a very good history the past 6 months. I closed the letter with something like "I realize my chances are slim, but thank you in advance for your consideration."I nearly fell off the chair when I opened up my mail about 15 mintues ago. I got a CL of 600 and don't know if there is an AF yet, but I'm guessing there is.
I work in a business that makes decisions that can greatly affect peoples lives. Being someone who signs off on the decisions, I know that although there are rules, there also is some degree of latitude. I've sometimes reversed decisions for people who present their case, are polite, and aren't pushy. I tried to present my letter to Merrick bank in such a way, and I guess it worked!
At the time of my hard pull last week my TU score was 595 with 1 judgment that's 7 years old and 2 charge-offs.
4 Comments
Comment 1 by arod
Congrats 
on 2008-04-24
Im happy that you did what you had to do to get it.
it's a great card,
Good Luck to you...
Alex
on 2008-04-24 Im happy that you did what you had to do to get it.it's a great card,
Good Luck to you...
Alex
Comment 3 by yoyo11
Good For You... on 2008-04-24
I've always believed that what you give out is what you get in return. See, you were nice to some people or someone... And Hooter was nice to you in return... Surprised that they denied you in the first place. I need to get a copy of your letter to send to Cap One LOL!!!
oh... Welcome to the Hooters family!!
on 2008-04-24 I've always believed that what you give out is what you get in return. See, you were nice to some people or someone... And Hooter was nice to you in return... Surprised that they denied you in the first place. I need to get a copy of your letter to send to Cap One LOL!!!oh... Welcome to the Hooters family!!
Comment 4 by rockin35
Courtesy Is The Key on 2008-04-24
Congratulations on your card approval. Courtesy is key in customer service, what department wants to open a letter from a consumer screamin "hate-mail" before they even open it up? You did the right thing in writing such a friendly letter, I do believe overral that your credit score is what sealed the deal. This is a great credit limit, so keep it up, pay those monthly payments on time and watch your score increase. Good Day!! Rockin35
on 2008-04-24 Congratulations on your card approval. Courtesy is key in customer service, what department wants to open a letter from a consumer screamin "hate-mail" before they even open it up? You did the right thing in writing such a friendly letter, I do believe overral that your credit score is what sealed the deal. This is a great credit limit, so keep it up, pay those monthly payments on time and watch your score increase. Good Day!! Rockin35
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
