"Declined"

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Written by: twz28 on 2008-04-23

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twz28's review: Callout Comment The decline letter stated recent Collections as the reason for denial. It wa TransU pulled(680). However Bank of America/Mercedes Visa pulled it also and approved it for $5000 from them.

3 Comments

Comment 1 by twz28
Still Want It User Icon on 2008-04-23

Remarks I recently wrote them to request reconsideration as I have also been a Nationwide Insurance customer since 2003. Maybe they will,Maybe they won't.
Comment 2 by rockin35
Write The Corporate Office User Icon on 2008-04-23

Remarks Hey,

I ran into the same issue with the Mercedes Benz Visa, I was declined this card, the only implied reason was sufficient credit available on other accounts. I have 2 accounts with BofA/FIA, my Platinum Plus card (BofA) and the Merrill Lynch Visa (FIA). So, I think their maybe a limit imposed. Not that this applies to your situation. Who is the backer for this card? What bank is it? I would suggest writing them to reconsider and go to the main corporate location because talking to customer service is like talking to a "box-of-nails"... One thing that is consistent with customer service is that theirs a whole lot of "inconsistency." Try calling corporate/or writing them. Rockin35!
Comment 3 by hjm331
It's Alright User Icon on 2008-04-23

Remarks I read your other review and you do have good cards so you don't have anything to be worried about. Just let your other cards grow and you will be approved for the top tier cards in a couple of years. G/l
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