"CLI?"
Walmart® Credit Card Review
Written by: kasglan on 2008-04-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kasglan's review: 
Hi Can Any one tell me about the CLI"s With this card are they generous and how long should I wait before I ask for an increase?
Hi Can Any one tell me about the CLI"s With this card are they generous and how long should I wait before I ask for an increase?
11 Comments
Comment 1 by rockin35
Generally Not!! 
on 2008-04-21
I have the Walmart card, and was preapproved for over a year ago. My credit line at that time was $850. Every since I joined this network over a month ago, I have been educated on Wal-mart crediting practices. Most limits begin anywhere from $250-400 dollars. Anything over 650 is considered a high credit limit. Normally if you request a credit line increase, the most I've heard and that I have received personally has been $100. Walmart generally does not give high credit lines in terms of $2000, $4000, $6000, or $8000 etc, nothing like that I don't think. Rockin35!
on 2008-04-21 I have the Walmart card, and was preapproved for over a year ago. My credit line at that time was $850. Every since I joined this network over a month ago, I have been educated on Wal-mart crediting practices. Most limits begin anywhere from $250-400 dollars. Anything over 650 is considered a high credit limit. Normally if you request a credit line increase, the most I've heard and that I have received personally has been $100. Walmart generally does not give high credit lines in terms of $2000, $4000, $6000, or $8000 etc, nothing like that I don't think. Rockin35!
Comment 3 by meya
Surprise on 2008-04-21
Agreed DCW! It is about every 4 months. Dont be surprised if your cli was $75! That was my first offer. I just received $100 cli last week. Good luck!
on 2008-04-21 Agreed DCW! It is about every 4 months. Dont be surprised if your cli was $75! That was my first offer. I just received $100 cli last week. Good luck!
Comment 4 by kasglan
Thank U on 2008-04-21
Cool thank you. 75? That's crazy but becuz I love walmart so much I will take anything lol
on 2008-04-21 Cool thank you. 75? That's crazy but becuz I love walmart so much I will take anything lol
Comment 5 by rockin35
$100 Is Good on 2008-04-21
Ya know when I got my card and read the CL on the card of 850, I thought it was low. But then again, who on this planet spends over $100 in Walmart in a weeks time? So really, all you need is a 100 or 200 dollar limit. It takes about 4 months to get your increase like Meya said. It's a good card. I was flat broke in October of last year, paid all of my bills the first week, and went to Walmart and used the cash back feature and it came in handy. I don't practice taking cash at 18.7% apr but, at the time I needed it. So it's a good card. Congratulations!! Rockin35
on 2008-04-21 Ya know when I got my card and read the CL on the card of 850, I thought it was low. But then again, who on this planet spends over $100 in Walmart in a weeks time? So really, all you need is a 100 or 200 dollar limit. It takes about 4 months to get your increase like Meya said. It's a good card. I was flat broke in October of last year, paid all of my bills the first week, and went to Walmart and used the cash back feature and it came in handy. I don't practice taking cash at 18.7% apr but, at the time I needed it. So it's a good card. Congratulations!! Rockin35
Comment 6 by eric
Love Button! on 2008-04-21
I decided to hit the love button a week or so ago and I was given a $200 CLI... Im up to $325 now
on 2008-04-21 I decided to hit the love button a week or so ago and I was given a $200 CLI... Im up to $325 now
Comment 7 by rockin35
Thats Great!! on 2008-04-21
Thats good news Eric. I just left walmart this morning, good customer service. Congratulations!!! Rockin35
on 2008-04-21 Thats good news Eric. I just left walmart this morning, good customer service. Congratulations!!! Rockin35
Comment 8 by meya
Omg $200 on 2008-04-22
They only gave me $100. Bend over Eric, it is about to be some serious spanking going on in here. Pow!
on 2008-04-22 They only gave me $100. Bend over Eric, it is about to be some serious spanking going on in here. Pow!
Comment 9 by aliceann
Thankfully Approved on 2008-04-22
I have 2 negative marks on my credit report and was having a very difficult time taking out lines of credit with other companies. I am trying to improve my credit and thought I'd try to get a Wal-Mart card since I shop there every week. I filled out the application expecting to be declined but was pleasantly surprised by approval and a $500 credit limit. The credit limit somewhat shocked me - I was only expecting, at the most, $100 dollars.
on 2008-04-22 I have 2 negative marks on my credit report and was having a very difficult time taking out lines of credit with other companies. I am trying to improve my credit and thought I'd try to get a Wal-Mart card since I shop there every week. I filled out the application expecting to be declined but was pleasantly surprised by approval and a $500 credit limit. The credit limit somewhat shocked me - I was only expecting, at the most, $100 dollars.
Comment 10 by rivasglo
Eric on 2008-04-22
Eric, that would mean you started with a $125 limit? I got that exact limit and well when I hit that famous love button it gave me $75!!! I haven't gotten another since... Its only been 2 months! :( So yea a $200 limit... Its my lowest card!!!
on 2008-04-22 Eric, that would mean you started with a $125 limit? I got that exact limit and well when I hit that famous love button it gave me $75!!! I haven't gotten another since... Its only been 2 months! :( So yea a $200 limit... Its my lowest card!!!
Comment 11 by rivasglo
Eric on 2008-04-22
Eric, that would mean you started with a $125 limit? I got that exact limit and well when I hit that famous love button it gave me $75!!! I haven't gotten another since... Its only been 2 months! :( So yea a $200 limit... Its my lowest card!!!
on 2008-04-22 Eric, that would mean you started with a $125 limit? I got that exact limit and well when I hit that famous love button it gave me $75!!! I haven't gotten another since... Its only been 2 months! :( So yea a $200 limit... Its my lowest card!!!
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
