"Good Customer Service"
American Express® Green Card Review
Written by: alpha on 2008-04-10
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
alpha's review: I've had an AMEX card for several years because it's nice to be able to make a big purchase without worrying about the whole credit limit thing. One thing I really like about them is that they're paying attention to any potential problems -- once when I bought something that was a little unusual they did call me up just to make sure I was the person using the card.
7 Comments
Comment 1 by arod
Excellent Card on 2008-04-12
Enjoy you new card,
and welcome to the Amex Family
Alex
Enjoy you new card,
and welcome to the Amex Family
Alex
Comment 2 by arod
Credit Limit Decrease on 2008-08-03
Some info on those who worry about Credit Limit Decrease.
Please click on link
http://www.Msnbc. Msn.com/id/25419005
Some info on those who worry about Credit Limit Decrease.
Please click on link
http://www.Msnbc. Msn.com/id/25419005
Comment 3 by arod
This Applies To All Cards !!! on 2008-08-03
All AMEX cards... Don't worry this is just for people who pay late there bill. Or don't use the cards
Anyway please read
http://www.Msnbc. Msn.com/id/25419005
All AMEX cards... Don't worry this is just for people who pay late there bill. Or don't use the cards
Anyway please read
http://www.Msnbc. Msn.com/id/25419005
Comment 4 by arod
Also on 2008-08-03
These bank will be doing the same... Sorry for this bad news
HSBC, WAMU, WELLSFARGO
These bank will be doing the same... Sorry for this bad news
HSBC, WAMU, WELLSFARGO
Comment 5 by danny
Good Article But... on 2008-08-03
I read the article but I think it mentioned they are reducing credit limits to those who are more likely to default, not to those who are late with their cards. I assume as they peak into your credit report from time to time and with certain criteria they can reduce your limit to prevent any late payments or default on their cards in the future. I've seen on this board some that have large credit limit AMEX cards seem to have just started having credit and they got reduced. I would say that is one risk factor right there. The longer you have credit the more they will trust you. This doesn't seem to be happening with store cards though. Thanks for the heads up.
I read the article but I think it mentioned they are reducing credit limits to those who are more likely to default, not to those who are late with their cards. I assume as they peak into your credit report from time to time and with certain criteria they can reduce your limit to prevent any late payments or default on their cards in the future. I've seen on this board some that have large credit limit AMEX cards seem to have just started having credit and they got reduced. I would say that is one risk factor right there. The longer you have credit the more they will trust you. This doesn't seem to be happening with store cards though. Thanks for the heads up.
Comment 6 by meya
Thanks on 2008-08-03
Arod, I added the link over to:
http://www.Financeglobe.com/SocialNet/forum/showthread.php?p=12581#post12581
So that people can see it on the Network!
Arod, I added the link over to:
http://www.Financeglobe.com/SocialNet/forum/showthread.php?p=12581#post12581
So that people can see it on the Network!
Comment 7 by arod
Thanks Meya on 2008-08-03
Meya no problem the more people know this info. The better
Take care MEYA
Danny if I can find the other info. On American Banker I will also post it..
Lets see.
Alex
Meya no problem the more people know this info. The better
Take care MEYA
Danny if I can find the other info. On American Banker I will also post it..
Lets see.
Alex
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.