"Approved !!!!!!!"
Citi PremierPass® Card Review
Written by: miguel8787 on 2008-04-10
Overall Satisfaction
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miguel8787's review: 
I received a pre-approval offer in the mail about a week ago. I already have a Citi platinum dividend card with a credit line of 11,000 dollars. I tought I wouldnt be approved since it has only been 3 years since I started my crdit history (Im only 21 ). To my suprise I was approved with a 9,500 dollar credit line. This is the the fourth card I get approved for in the past 6 months, (Amex blue, Amex clear, Discover more card, and now Citi premier pass ). The only thing I don't like about this card is it has no pre-set spending limit, meaning they don't report a credit line to the credit bureus. That could affect my FICO score.
I received a pre-approval offer in the mail about a week ago. I already have a Citi platinum dividend card with a credit line of 11,000 dollars. I tought I wouldnt be approved since it has only been 3 years since I started my crdit history (Im only 21 ). To my suprise I was approved with a 9,500 dollar credit line. This is the the fourth card I get approved for in the past 6 months, (Amex blue, Amex clear, Discover more card, and now Citi premier pass ). The only thing I don't like about this card is it has no pre-set spending limit, meaning they don't report a credit line to the credit bureus. That could affect my FICO score.
6 Comments
Comment 1 by hjm331
Sorry To Say This But... 
on 2008-04-10
Yes, it is going to effect your FICO score. Since there's no credit limit, the FICO system is going to think you maxed out on your card when a balance is reported.
on 2008-04-10 Yes, it is going to effect your FICO score. Since there's no credit limit, the FICO system is going to think you maxed out on your card when a balance is reported.
Comment 2 by hjm331
BTW on 2008-04-10
You're 21? I'm 19. We're paving the road of credit for our fellow followers lol
What's your annual income that helps you get all of these great top tier cards?
on 2008-04-10 You're 21? I'm 19. We're paving the road of credit for our fellow followers lolWhat's your annual income that helps you get all of these great top tier cards?
Comment 3 by meya
Way To Go on 2008-04-10
Youngster!!! :( Now you know I am jealous right? Here I am nearly half of 75 yrs old and I can't get cli's that high... Lol. Way to go buddie and keep us informed about your overall use with the card.
on 2008-04-10 Youngster!!! :( Now you know I am jealous right? Here I am nearly half of 75 yrs old and I can't get cli's that high... Lol. Way to go buddie and keep us informed about your overall use with the card.
Comment 4 by mark
9500 CL? on 2008-04-10
I don't get it!
they gave you a 9500 credit line...
and the card has no pre set limit?
how did that happen?
isn't the 9500 your limit?
on 2008-04-10 I don't get it!they gave you a 9500 credit line...
and the card has no pre set limit?
how did that happen?
isn't the 9500 your limit?
Comment 5 by miguel8787
? on 2008-04-11
My annual household income is 82,000 as I am a pilot for the United States Air Force. I joined at 17. I always pay my accounts on time and most of the times pay my balances off in full.
on 2008-04-11 My annual household income is 82,000 as I am a pilot for the United States Air Force. I joined at 17. I always pay my accounts on time and most of the times pay my balances off in full.
Comment 6 by arod
Congrats on 2008-04-11
Congrats on your new credit card.
I look forward in getting this card around 2009
Again great card
Take care,
Alex
on 2008-04-11 Congrats on your new credit card. I look forward in getting this card around 2009
Again great card
Take care,
Alex
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
