"I Just Received This Card"
Purity(SM) Platinum Edition® Visa® Card Review
Written by: greg500 on 2008-04-02
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
greg500's review: 
I just received this card. I already have a Discover Titanium, BOA Rewards Signature, Chase Platinum. I will report back with customer service and such, but if anyone is familiar with this card please post it. Was received with a good CL and APR fixed at 9.9 with no fees to speak of.
I just received this card. I already have a Discover Titanium, BOA Rewards Signature, Chase Platinum. I will report back with customer service and such, but if anyone is familiar with this card please post it. Was received with a good CL and APR fixed at 9.9 with no fees to speak of.
3 Comments
Comment 1 by hjm331
Watch Out 
on 2008-04-02
Read the terms and conditions carefully because these types who offer 9.9% interest rate tend to make you pay up ridiculous upfront fees.
on 2008-04-02 Read the terms and conditions carefully because these types who offer 9.9% interest rate tend to make you pay up ridiculous upfront fees.
Comment 2 by meya
U Go Greg on 2008-04-02
Congrats, looks like a lot of people are getting this card. Keep us posted ont he overall use of the card.
on 2008-04-02 Congrats, looks like a lot of people are getting this card. Keep us posted ont he overall use of the card.
Comment 3 by rockin35
Baffled!!!??? on 2008-04-03
Congratulations on your card. Well let me tell you, I just applied for the Purity Visa Card through First National Bank of Omaha on 03/31/08 online. My FICO score is a 734 so I thought I had a shot at getting this card. My intentions were to cut up Target Visa, Sam club Discover, and my Duetto Starbucks Visa card since Purity offers 9.9 fixed. The next day I went online to check my application status and it said "declined". I called them the same day, spoke to the Credit Dept & sadly spoke to some fast talking "cant-wait2-get-you" off the phone type csr agent. I began by asking why it was declined, she told me because I had "Insufficient Credit". I told her I had 15 years of credit holding all 4 major credit cards with no past due payments in 6 1/2 years (honest truth folks). She checks my DOB and SSN# again, and my address and then referred me to TransUnion. This agent also told me that Transunion reported that I had 0 credit at all, no credit cards listed, or any type of accounts. I knew then, something was seriously wrong. Mistakes do happen, just as any of the 3 Major Credit bureaus can make mistakes. Although this one appears to be really far off. I asked how long the application was good for and she told me 30 days. I called again today 04//02/08 & was told the application is good for 7 business days. I'm baffled and confused at which company has made this gross error and really unsure which company is more credible. Ill keep you all posted on the outcome of this dispute.
Sheila
on 2008-04-03 Congratulations on your card. Well let me tell you, I just applied for the Purity Visa Card through First National Bank of Omaha on 03/31/08 online. My FICO score is a 734 so I thought I had a shot at getting this card. My intentions were to cut up Target Visa, Sam club Discover, and my Duetto Starbucks Visa card since Purity offers 9.9 fixed. The next day I went online to check my application status and it said "declined". I called them the same day, spoke to the Credit Dept & sadly spoke to some fast talking "cant-wait2-get-you" off the phone type csr agent. I began by asking why it was declined, she told me because I had "Insufficient Credit". I told her I had 15 years of credit holding all 4 major credit cards with no past due payments in 6 1/2 years (honest truth folks). She checks my DOB and SSN# again, and my address and then referred me to TransUnion. This agent also told me that Transunion reported that I had 0 credit at all, no credit cards listed, or any type of accounts. I knew then, something was seriously wrong. Mistakes do happen, just as any of the 3 Major Credit bureaus can make mistakes. Although this one appears to be really far off. I asked how long the application was good for and she told me 30 days. I called again today 04//02/08 & was told the application is good for 7 business days. I'm baffled and confused at which company has made this gross error and really unsure which company is more credible. Ill keep you all posted on the outcome of this dispute.Sheila
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Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
