"I Just Applied"
Victoria's Secret Angel Credit Card Review
Written by: eldarwen on 2008-03-31
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
eldarwen's review: 
I just applied for this card today and was approved. I was not expecting an approval. I was not expecting an approval because I have applied and got approved for 3 other credit cards in the past 8 months. The application online was short and the approval time was quick. Granted the interest rate is 22% and my limit is only $500. I hope I can review this card more when I get it and start using it. I am beginning to think that I need some massive help to stop from applying for credit cards.
I just applied for this card today and was approved. I was not expecting an approval. I was not expecting an approval because I have applied and got approved for 3 other credit cards in the past 8 months. The application online was short and the approval time was quick. Granted the interest rate is 22% and my limit is only $500. I hope I can review this card more when I get it and start using it. I am beginning to think that I need some massive help to stop from applying for credit cards.
4 Comments
Comment 1 by meya
Way To Go 
on 2008-04-01
Congrats on your approval, keep us posted with your overall use of the card.
on 2008-04-01 Congrats on your approval, keep us posted with your overall use of the card.
Comment 3 by lyyssa01
WTG!! on 2008-04-09
Congratulations!! And just remember, while it's a great rush to get those approvals, too many inquiries can have adverse effects to your credit report. I'm a sucker for applications as well, but when I started getting declines for "too many recent inquiries" and "too many recently opened accounts" I started to get discouraged. The real kicker is on my myFICO credit report where it says one of the bad things for me right now is that I'm "seeking credit". That wording makes it sound so desperate... It was enough to send me jumping on the wagon. :p
on 2008-04-09 Congratulations!! And just remember, while it's a great rush to get those approvals, too many inquiries can have adverse effects to your credit report. I'm a sucker for applications as well, but when I started getting declines for "too many recent inquiries" and "too many recently opened accounts" I started to get discouraged. The real kicker is on my myFICO credit report where it says one of the bad things for me right now is that I'm "seeking credit". That wording makes it sound so desperate... It was enough to send me jumping on the wagon. :p
Comment 4 by eldarwen
My Score on 2008-04-09
My FICO score is 736. I am done with applying for more cards. I am just going to pay off my credit cards and not use them for a while. I think I will just be using this one for a while. I think I will rotate my cards for a while.
on 2008-04-09 My FICO score is 736. I am done with applying for more cards. I am just going to pay off my credit cards and not use them for a while. I think I will just be using this one for a while. I think I will rotate my cards for a while.
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Disclaimer: This content is not provided by Comenity Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank. Review content is powered by Finance Globe.
