"Steal From Checking "
Aspire Visa Card® Review
Written by: sara on 2007-01-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sara's review: 
I have had this card since about 1996. They raised my credit limit $1000.00 after I used it to that limit they turned around and said it was never raised. Then charged me over the credit fees of $35.00 and since my min. Payment was NOW $1049.00 at that point I could not pay that and also have gotten charged another $35.00 for late payment. So every month they were charging my $70.00 for over limit and late payment fees. As soon as I realized this I contacted them they said my card was in collections so they could not review it until I got out of collections and in order to do that I had to get under my credit limit. Then I did a one time check by phone for my payment and the following month they also used the same check for another payment, they caused my checking account to overdraw. I called immediately that day (it was a Saturday) they said they could not find any information as to who authorized it and told me to call back on Monday. I did and again they kept giving me the run around stating that they could not find any record as to who authorized it. I kept calling and getting the same answer and eventually they told me that it was too far back and they could not investigate it. There employees are rude, I have even gotten hung up on because I was trying to get to the bottom of my problem I was having.
I have other credit cards and have NEVER had any problems like this. This company is filled with LIARS AND CHEATERS!!! Do not get this CARD!!
May I suggest Capital One. Very friendly, honest people!!
I have had this card since about 1996. They raised my credit limit $1000.00 after I used it to that limit they turned around and said it was never raised. Then charged me over the credit fees of $35.00 and since my min. Payment was NOW $1049.00 at that point I could not pay that and also have gotten charged another $35.00 for late payment. So every month they were charging my $70.00 for over limit and late payment fees. As soon as I realized this I contacted them they said my card was in collections so they could not review it until I got out of collections and in order to do that I had to get under my credit limit. Then I did a one time check by phone for my payment and the following month they also used the same check for another payment, they caused my checking account to overdraw. I called immediately that day (it was a Saturday) they said they could not find any information as to who authorized it and told me to call back on Monday. I did and again they kept giving me the run around stating that they could not find any record as to who authorized it. I kept calling and getting the same answer and eventually they told me that it was too far back and they could not investigate it. There employees are rude, I have even gotten hung up on because I was trying to get to the bottom of my problem I was having.I have other credit cards and have NEVER had any problems like this. This company is filled with LIARS AND CHEATERS!!! Do not get this CARD!!
May I suggest Capital One. Very friendly, honest people!!
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Disclaimer: This content is not provided by Columbus Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Columbus Bank & Trust Company. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Columbus Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Columbus Bank & Trust Company. Review content is powered by Finance Globe.
