"I Was Approved"
JCPenney Credit Card® Review
Written by: vessigny on 2008-03-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
vessigny's review: 
After waiting 4 years to finish paying off my car (March 3, 2008, yeah me), and finding this site to encourage me, I finally worked up enough nerve to apply for credit with this store. To my surprise I was instantly approved... Only for $150 but it's better than nothing. At the time my scores are Transunion 645 and Experiance 675. Equifax is unknown.
After waiting 4 years to finish paying off my car (March 3, 2008, yeah me), and finding this site to encourage me, I finally worked up enough nerve to apply for credit with this store. To my surprise I was instantly approved... Only for $150 but it's better than nothing. At the time my scores are Transunion 645 and Experiance 675. Equifax is unknown.
2 Comments
Comment 1 by yoyo11
Thanks 
on 2008-03-28
For the information... I'll wait then until my scores go up!
on 2008-03-28 For the information... I'll wait then until my scores go up!
Comment 2 by meya
Way To Go on 2008-03-28
I take it that you applies online? In-store would have gave you a better limit. But, hold on, all you have to do is call the store when the card arrive and ask for a higher limit. I believe that they are only going going to ask you a couple of personal questions that only you should know, so they can better identify you.
Congrats on the new card. They are going to load you with coupons, watch for the catalogs coupons becasue we get free shipping along with 30%-up acutal card savings. You are going to love them.
on 2008-03-28 I take it that you applies online? In-store would have gave you a better limit. But, hold on, all you have to do is call the store when the card arrive and ask for a higher limit. I believe that they are only going going to ask you a couple of personal questions that only you should know, so they can better identify you.Congrats on the new card. They are going to load you with coupons, watch for the catalogs coupons becasue we get free shipping along with 30%-up acutal card savings. You are going to love them.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
