"Spree Starter"
Victoria's Secret Angel Credit Card Review
Written by: debtor00 on 2008-03-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
debtor00's review: 
I got declined for this card back in September, and expected the same outcome when I reapplied in January and got the 7-10 day spiel.
Well, it surprised me in the mail about a week later, so I went biserk and applied for all kinds of my favorite mall store cards with wfnnb as their card issuer. I got a huge haul. Now the plan is to keep utilization low, keep available credit high and let the zillions of inquiries I just got fall off... Letting the inquiries fall off is the hard part!!!
I got so many cards in the mail through wfnnb that they froze them before I even used them cause it looked suspicious!! I can definitely understand that! Well, I got that straightened out by faxing dl and ss card. I spent the past 3 months charging and paying in full to keep utilization low (but I couldn't resist the urge to pick up a couple of new cards along the way lol) Now I just need to practice some self control on these inquiries so that my credit rating can continue to rise!!! Thank you all for all your advise. It really, really has helped me. Today I got a used car loan at 8% I know that's not the best rate out there, but for me its fantastic. Thank you guys, your the best, if I learn anything to throw into the pot to help, I will!!!
I got declined for this card back in September, and expected the same outcome when I reapplied in January and got the 7-10 day spiel. Well, it surprised me in the mail about a week later, so I went biserk and applied for all kinds of my favorite mall store cards with wfnnb as their card issuer. I got a huge haul. Now the plan is to keep utilization low, keep available credit high and let the zillions of inquiries I just got fall off... Letting the inquiries fall off is the hard part!!!
I got so many cards in the mail through wfnnb that they froze them before I even used them cause it looked suspicious!! I can definitely understand that! Well, I got that straightened out by faxing dl and ss card. I spent the past 3 months charging and paying in full to keep utilization low (but I couldn't resist the urge to pick up a couple of new cards along the way lol) Now I just need to practice some self control on these inquiries so that my credit rating can continue to rise!!! Thank you all for all your advise. It really, really has helped me. Today I got a used car loan at 8% I know that's not the best rate out there, but for me its fantastic. Thank you guys, your the best, if I learn anything to throw into the pot to help, I will!!!
6 Comments
Comment 1 by lyyssa01
Yes... 
on 2008-03-26
I can relate, I've been known to go on mass application sprees. And after receiving 5 new cards this year no more cards for me for a while! I'm waiting for my inquiries to fall off, account to age, and then Amex here I come!
On my last credit inquiry it dropped my score 5 points. :( The nice thing is inquiries stop affecting your score fairly quickly.
on 2008-03-26 I can relate, I've been known to go on mass application sprees. And after receiving 5 new cards this year no more cards for me for a while! I'm waiting for my inquiries to fall off, account to age, and then Amex here I come!On my last credit inquiry it dropped my score 5 points. :( The nice thing is inquiries stop affecting your score fairly quickly.
Comment 2 by meya
A Cure on 2008-03-26
Just enorll in the credit card addict club, we will help you!
on 2008-03-26 Just enorll in the credit card addict club, we will help you!
Comment 3 by hjm331
Wow on 2008-03-26
It's amazing to see all of these companies have credit cards. Even Burger King has one! Lol I don't think I want to have a credit card just to charge a whopper on there! Besides, what's the CL gonna be? $25? Lol
on 2008-03-26 It's amazing to see all of these companies have credit cards. Even Burger King has one! Lol I don't think I want to have a credit card just to charge a whopper on there! Besides, what's the CL gonna be? $25? Lol
Comment 4 by debtor00
How Do I Enroll? on 2008-03-26
How do I enroll in the cc addict club. I need an intervention.
on 2008-03-26 How do I enroll in the cc addict club. I need an intervention.
Comment 5 by lyyssa01
Meya... on 2008-03-26
I need enrolling, too. It took all my willpower and reason to keep me from applying for a Bank of America today.
on 2008-03-26 I need enrolling, too. It took all my willpower and reason to keep me from applying for a Bank of America today.
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Disclaimer: This content is not provided by Comenity Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Comenity Bank. Review content is powered by Finance Globe.
