"Ridiculous"
Aspire Visa Card® Review
Written by: disgrunted on 2006-12-22
Overall Satisfaction
Customer Service
Rewards
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disgrunted's review: 
These people are ridiculous. I pay my entire balance off every month, as a general practice for all of my credit cards. The sole purpose for having the accounts was to improve my credit rating. I make purchases well within my credit limit, pay off the entire balance by the due date, and as a faithful customer, expect to have no problems. The last time I used this card was back in October. I noticed after paying off the entire balance, they showed me as still having a few dollars owed, due to some bogus fee. Since the amount was small, and I didn't wish to incur more fees and have a negative mark on my credit report, I elected to pay the remaining owed amount and then some, due to them accepting $10 as their minimum payment. Thus, by my calculations, they owed me around $6 at that point. I have not used the card since, mind you, and was astonished to discover that my balance now total $135 and they are threatening to report me for late payment and continue to harass me with calls every morning and evening. There is no way on earth I should owe them a dime. I overpaid them to specifically avoid any extra charges, now they continue to pile on bogus amounts to try and rip me off. These people are crooks. Don't do business with them. Also, you may find this of interest. http://www.Consumeraffairs.com/news04/2006/07/ny_columbus_bank.html
These people are ridiculous. I pay my entire balance off every month, as a general practice for all of my credit cards. The sole purpose for having the accounts was to improve my credit rating. I make purchases well within my credit limit, pay off the entire balance by the due date, and as a faithful customer, expect to have no problems. The last time I used this card was back in October. I noticed after paying off the entire balance, they showed me as still having a few dollars owed, due to some bogus fee. Since the amount was small, and I didn't wish to incur more fees and have a negative mark on my credit report, I elected to pay the remaining owed amount and then some, due to them accepting $10 as their minimum payment. Thus, by my calculations, they owed me around $6 at that point. I have not used the card since, mind you, and was astonished to discover that my balance now total $135 and they are threatening to report me for late payment and continue to harass me with calls every morning and evening. There is no way on earth I should owe them a dime. I overpaid them to specifically avoid any extra charges, now they continue to pile on bogus amounts to try and rip me off. These people are crooks. Don't do business with them. Also, you may find this of interest. http://www.Consumeraffairs.com/news04/2006/07/ny_columbus_bank.html
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Disclaimer: This content is not provided by Columbus Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Columbus Bank & Trust Company. Review content is powered by Finance Globe.
