"Back Door CLI?"
Capital One® Classic Platinum Credit Card Review
Written by: wildrage2 on 2008-03-24
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wildrage2's review: 
I recently got bumped up from $300 to $500 about a month ago using the credit steps program.
I've heard on other boards thta you can call a back-door number (877-513-9959), and get CLI's easier then their standard number.
Right now I make 3 to 4 payments a month to free-up available credit (I travel a lot and stay at a lot of hotels for work). I've had the card for 5 months and have probably made 15-20 payments in that time. I'm contemplating giving them a call an using that as an argument to raise my limit.
Has anyone had any success with this? Any idea of what criteria they use?
I recently got bumped up from $300 to $500 about a month ago using the credit steps program.I've heard on other boards thta you can call a back-door number (877-513-9959), and get CLI's easier then their standard number.
Right now I make 3 to 4 payments a month to free-up available credit (I travel a lot and stay at a lot of hotels for work). I've had the card for 5 months and have probably made 15-20 payments in that time. I'm contemplating giving them a call an using that as an argument to raise my limit.
Has anyone had any success with this? Any idea of what criteria they use?
7 Comments
Comment 1 by adicus
Back Door Number. 
on 2008-03-24
Hi,
I think the back door number is (800) 889-9939.
I used it per HJM and all I had to say is: " I'm inquiring about a credit increase" and they usually grant it with no problems. Best recommendation to date.
on 2008-03-24 Hi,I think the back door number is (800) 889-9939.
I used it per HJM and all I had to say is: " I'm inquiring about a credit increase" and they usually grant it with no problems. Best recommendation to date.
Comment 2 by hjm331
RE: Wildrage on 2008-03-24
If you just got a CLI, wait 3 months for another one. They won't give you one back to back.
on 2008-03-24 If you just got a CLI, wait 3 months for another one. They won't give you one back to back.
Comment 3 by ash
Promo on 2008-03-24
Apparently there was a big promo yester day...
Ineed on the boards they are saying..
Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". They will give you a CLI if there is one available.
on 2008-03-24 Apparently there was a big promo yester day...Ineed on the boards they are saying..
Call 877-513-9959 and tell them that "you want to make Capital One the #1 card in your wallet". They will give you a CLI if there is one available.
Comment 4 by debtor00
Thank You! on 2008-03-26
I called that back door number for capital one and told them I wanted to make them the number one card in my wallet, and got a cli of 4000!!! That's really going to help my credit rebuilding.
on 2008-03-26 I called that back door number for capital one and told them I wanted to make them the number one card in my wallet, and got a cli of 4000!!! That's really going to help my credit rebuilding.
Comment 5 by tknoxjr
IT WORKS!!! on 2008-03-26
I love this site, so much info, I have a Visa and MasterCard from capital one, I called the back door number, and didn't think I was going to get it because I recently just got a increase on both accounts, well I called them and told them that I want capital one to be my best card and too my surprise the lady gave me a 1000 dollar increase on both accounts, wow
on 2008-03-26 I love this site, so much info, I have a Visa and MasterCard from capital one, I called the back door number, and didn't think I was going to get it because I recently just got a increase on both accounts, well I called them and told them that I want capital one to be my best card and too my surprise the lady gave me a 1000 dollar increase on both accounts, wow
Comment 7 by hjm331
Good Stuff on 2008-03-26
Congrats to everyone who recently got a CLI from Capital One! I still can't get one! Lol
on 2008-03-26 Congrats to everyone who recently got a CLI from Capital One! I still can't get one! Lol
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
