"Rewards!"
Money Return® Visa® Platinum Plus® Review
Written by: david on 2006-12-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
david's review: 
Started out with a Bank of America secured card, 250.00 limit, after 1 yr. Card was unsecured with 1,500 limit. Recently applied for credit limit increase online, was asked what I wanted my limit increased to, requested a 5,000 credit limit was instantly approved. Card also gives you 10% back on yearly interest charges also Bank of America has great website. I would like to thank Bank of America for helping me establish my now excellent credit.
Started out with a Bank of America secured card, 250.00 limit, after 1 yr. Card was unsecured with 1,500 limit. Recently applied for credit limit increase online, was asked what I wanted my limit increased to, requested a 5,000 credit limit was instantly approved. Card also gives you 10% back on yearly interest charges also Bank of America has great website. I would like to thank Bank of America for helping me establish my now excellent credit.
2 Comments
Comment 1 by bramford
2 Months 2 Go 
on 2008-02-14
Hi David. I have taken the same method as you have taken. Currently, I have had BofA's secured card with a 500 limit for 7 months now, and currently at this time there is a new comment on my account at the BofA website. The comment is "Emerging credit card". I called and asked what did it mean? They said that in 2 months my CC will be converted to a unsecured one. I hope I can get one of their cash back cards. I just hate those points and rewards gimmicks.
on 2008-02-14 Hi David. I have taken the same method as you have taken. Currently, I have had BofA's secured card with a 500 limit for 7 months now, and currently at this time there is a new comment on my account at the BofA website. The comment is "Emerging credit card". I called and asked what did it mean? They said that in 2 months my CC will be converted to a unsecured one. I hope I can get one of their cash back cards. I just hate those points and rewards gimmicks.
Comment 2 by hjm331
Congrats David! on 2008-02-14
David, how did you get the $5,000 limit? Did you pay in full every month or did you carry balances?
on 2008-02-14 David, how did you get the $5,000 limit? Did you pay in full every month or did you carry balances?
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
