"How Long For Credit Limit Increases"
HSBC Platinum MasterCard® with Cash Back Rewards Review
Written by: aclove404 on 2008-03-16
Overall Satisfaction
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Customer Service
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Rewards
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Account Management
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Delivery Time
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aclove404's review:
I have not had this card long at all but does anyone know how long it is before HSBC give cli and how long should I have it before I request cli on my own? If anybody knows the answer let me know
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10 Comments
Comment 1 by sethatco
Good Luck With That
on 2008-03-16
HSBC is not in the business as of late for giving CLI's. I have the card as well, now going on 9 months. All FICO scores are at least 700 and still have not been given a CLI. Never missed a payment all bills paid in full and still nothing. I am going to hold onto the card for a year but if I am not granted a decent CLI. The card is going where it belongs in the shredder.
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Comment 2 by meya
Ooops
on 2008-03-17
I think you better listen to this reply becasue I do agree that HSBC is not clli friendly.
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Comment 3 by markrivers
Yes They Do
on 2008-03-17
I disagree..
got my bestbuy card last sept 07 ( issued by HSBC)
then this February I tried to increase my CL
there's a pre-approved CL for me already
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got my bestbuy card last sept 07 ( issued by HSBC)
then this February I tried to increase my CL
there's a pre-approved CL for me already
Comment 4 by sethatco
Old & New
on 2008-03-17
What was the inital limit? What did they give you for a new limit?
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Comment 5 by hjm331
RE: Mark
on 2008-03-17
Mark, are you talking about the regular BB store card or the MasterCard? I have a Mastercard and they are not CLI friendly either.
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Comment 6 by markrivers
Bestbuy Store Card
on 2008-03-17
I forgot to mention, it's the regular BestBuy store Card.
initial CLimit is $4000.
then increased to $ 5500.
it's not the Best buy Mastercard.
i asked before I apply at the store which one is easier to get approved.
and they said its the regular store card
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initial CLimit is $4000.
then increased to $ 5500.
it's not the Best buy Mastercard.
i asked before I apply at the store which one is easier to get approved.
and they said its the regular store card
Comment 7 by arod
Well I Had Them For 3 Month
on 2008-03-17
I had them for 3 month and got a credit line increase on two of them.
check your credit report on all three credit bureau because you should of got a credit line increase did you call and request CLI if not call this number
1-800-694-9222 and request it..
Thanks,
Alex
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check your credit report on all three credit bureau because you should of got a credit line increase did you call and request CLI if not call this number
1-800-694-9222 and request it..
Thanks,
Alex
Comment 8 by hjm331
RE: Mark
on 2008-03-17
How long have you had the card for and about how much have u spent on it so far?
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Comment 9 by markrivers
@hjm331 Re: Opened Sept 07
on 2008-03-17
I opened the Bestbuy store card sept 07
balance around 800-900 up to dec
now my balance is just $300.
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balance around 800-900 up to dec
now my balance is just $300.
Comment 10 by hjm331
RE: Mark
on 2008-03-17
I went and clicked on the love button last night and they give me a $300 CLI. Not bad considering I haven't spent anything on the card yet lol
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.