"SHOULD I APPLY ??"
Discover® More® Card Review
Written by: miguel8787 on 2008-03-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
miguel8787's review: I received a pre approval offer in the mail but I don't know to much about discover. How is there customer service ? I do know that one of the bad things is that most merchants don't take the card but that's all I REALLY KNOW. Anyone with a discover card please wirte your experiences with the card.
7 Comments
Comment 1 by hjm331
RE: Miguel on 2008-03-03
Discover is a top tier card. You have to have a great report if you want to get approved for a Discover card. Your FICO's have to be well over 700.
Discover is a top tier card. You have to have a great report if you want to get approved for a Discover card. Your FICO's have to be well over 700.
Comment 2 by trinity3
Discover on 2008-03-03
I have a Discover with a 7200 cl; I love the card. CS is great. My father had a Discover for 20 yrs and always recommended it.
I have a Discover with a 7200 cl; I love the card. CS is great. My father had a Discover for 20 yrs and always recommended it.
Comment 3 by arod
I Have It And It S Ok.. on 2008-03-03
This is my wife account and I'm the second card holder its great card low interest, Checks and if your credit is good you can even skip a payment.
Overall its a great card.
But this is for excellent credit FICO higher than 720
the card has a cash rewards and many other benefits.
No annual fee.
But its not accepted everywhere sometimes. I had to use a MC or Visa because they didn't take Discover.
But if thinks your FICO is higher go ahead I recommend it.
This is my wife account and I'm the second card holder its great card low interest, Checks and if your credit is good you can even skip a payment.
Overall its a great card.
But this is for excellent credit FICO higher than 720
the card has a cash rewards and many other benefits.
No annual fee.
But its not accepted everywhere sometimes. I had to use a MC or Visa because they didn't take Discover.
But if thinks your FICO is higher go ahead I recommend it.
Comment 4 by sam0616
I Have This Card on 2008-03-03
I have had it since Dec 06. I love it. My interest rate is 11.99% (after 6 months no interest) and my limit started at $7500. I also received a pre-approval letter for this when I decided to apply. At the time my FICO was 694 and I had about 10 other credit cards and 1 personal loan as well as a mortgage and car payment. No recent lates (past 36 months), but my credit utilization was under (but not much under) 35%. I love their website and their customer service is better than any of my other cards, even BOA.
I have had it since Dec 06. I love it. My interest rate is 11.99% (after 6 months no interest) and my limit started at $7500. I also received a pre-approval letter for this when I decided to apply. At the time my FICO was 694 and I had about 10 other credit cards and 1 personal loan as well as a mortgage and car payment. No recent lates (past 36 months), but my credit utilization was under (but not much under) 35%. I love their website and their customer service is better than any of my other cards, even BOA.
Comment 5 by meya
Good Feedback About This Card on 2008-03-04
I like the feedbacks that you received and I really cant match it, but what I could say is that if you don't get approved for this card, you might get routed to an approval for the Dierct Rewards Discover. This has happen to a lot of members here. What ever you decide, I have my fingers crossed for you.
I like the feedbacks that you received and I really cant match it, but what I could say is that if you don't get approved for this card, you might get routed to an approval for the Dierct Rewards Discover. This has happen to a lot of members here. What ever you decide, I have my fingers crossed for you.
Comment 6 by bwebb1978
CLI With Discover? on 2008-04-03
I just received a Discover More Card with Discover a 2000 dollar CL, I seen the comments on the higher limits 7000+ can any one tell me how Discover is on CLI's
I just received a Discover More Card with Discover a 2000 dollar CL, I seen the comments on the higher limits 7000+ can any one tell me how Discover is on CLI's
Comment 7 by interjack
Amazing Card on 2008-04-25
I have a Discover More Card and I love it. The website and tools are better than any other card. Payments post next day in most cases. Cash back bonus is always great!
Every time I call CS, the reps are always polite and seem to care. I have never had a problem!
I have a Discover More Card and I love it. The website and tools are better than any other card. Payments post next day in most cases. Cash back bonus is always great!
Every time I call CS, the reps are always polite and seem to care. I have never had a problem!
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.