"Had No Problem"
Discover® More® Card Review
Written by: sheryll on 2006-12-08
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sheryll's review: 
Even though this web site suggests an almost perfect credit record or a FICO of 779 to apply for this card, I took my changes because I really wanted a Discover card. A few friends have one and say the customer service is excellent. I applied for this card a week ago with a FICO score of 677 and was approved immediately (I received my card today) and was also given a very generous credit limit (Well above 7K). I do not have any recent late charges in my credit report, but I have had some issues in the past (about 2 years ago) (three 30, 2 60 and 1 90 day late pays). No charge offs/never bankrupt.
My interest rate is at least 6% lower than any of my other cards and they offered me 0% balance transfers until 2/08.
This combined with NO ANNUAL FEES and CASH BACK BONUSES (which are great if you shop a lot like me)this card is a no brainer.
If this card is as good as it seems, I will most likely never use my other cards again.
Even though this web site suggests an almost perfect credit record or a FICO of 779 to apply for this card, I took my changes because I really wanted a Discover card. A few friends have one and say the customer service is excellent. I applied for this card a week ago with a FICO score of 677 and was approved immediately (I received my card today) and was also given a very generous credit limit (Well above 7K). I do not have any recent late charges in my credit report, but I have had some issues in the past (about 2 years ago) (three 30, 2 60 and 1 90 day late pays). No charge offs/never bankrupt.My interest rate is at least 6% lower than any of my other cards and they offered me 0% balance transfers until 2/08.
This combined with NO ANNUAL FEES and CASH BACK BONUSES (which are great if you shop a lot like me)this card is a no brainer.
If this card is as good as it seems, I will most likely never use my other cards again.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
